Products & Services · Weighted average interest accretion rate
Universal Life Insurance — Weighted average interest accretion rate
Ameriprise Financial Universal Life Insurance — Weighted average interest accretion rate increased by 3.4% to 3.0% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.4%, from 2.9% to 3.0%. Over 2 years (FY 2023 to FY 2025), Universal Life Insurance — Weighted average interest accretion rate shows relatively stable performance with a -0.9% CAGR.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ4 2022
Last reportedQ1 2026
How to read this metric
A higher rate reduces the present value of future liabilities, while a lower rate increases the required reserve levels.
Detailed definition
This represents the weighted average rate at which the insurance liability is increased (accreted) over time to reflect...
Peer comparison
Standard actuarial metric for long-duration insurance, often referred to as the 'Discount Rate' or 'Accretion Rate'.
Metric ID:
amp_segment_universal_life_insurance_weighted_average_interest_accretion_rateHistorical Data
14 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 2.9% | 2.9% | 2.9% | 3% | 3% | 3% | 3% | 3% | 3% | 2.9% | 2.9% | 2.9% | 2.9% | 3% |
| QoQ Change | — | +0.0% | +0.0% | +3.4% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | -3.3% | +0.0% | +0.0% | +0.0% | +3.4% |
| YoY Change | — | — | — | — | +3.4% | +3.4% | +3.4% | +0.0% | +0.0% | -3.3% | -3.3% | -3.3% | -3.3% | +3.4% |
Range2.9% – 3%
CAGR+1.0%
Avg YoY Growth+0.0%
Median YoY Growth+0.0%
Current Streak4 quarters growth
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Frequently Asked Questions
- What is Ameriprise Financial's universal life insurance — weighted average interest accretion rate?
- Ameriprise Financial (AMP) reported universal life insurance — weighted average interest accretion rate of 3.0% in Q1 2026.
- How has Ameriprise Financial's universal life insurance — weighted average interest accretion rate changed year-over-year?
- Ameriprise Financial's universal life insurance — weighted average interest accretion rate increased by 3.4% year-over-year, from 2.9% to 3.0%.
- What is the long-term trend for Ameriprise Financial's universal life insurance — weighted average interest accretion rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's universal life insurance — weighted average interest accretion rate has grown at a -0.9% compound annual growth rate (CAGR), from 11.8% to 11.6%.
- What does universal life insurance — weighted average interest accretion rate mean?
- The average interest rate used to grow the estimated future insurance liabilities over time.