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Amerisafe AMSF FL — Premiums Earned Net

Other geography segments

GA
$30.5M
LA
$21.15M
PA
$19.96M
NC
$16.43M
IL
$13.07M
WI
$11.72M
VA
$10.4M
MN
$8.85M
AK
$8.18M

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Other financials

Income statement

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Revenue$92.0M+13.4%
Net income$14.6M+4.6%
EPS (diluted)$0.78+6.8%

Balance sheet

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Cash & equivalents$65.5M+35.1%
Total debt$491.0K+14.7%
Total equity$250.0M-5.9%
Total assets$1.1B-2.4%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$3.0K-99.7%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$521.6M-38.8%
P/E11.1×-5.8×
P/S1.6×-1.2×

Profitability

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Net margin14%-2.5pp
FCF margin2.5%

Returns & leverage

See full
Return on equity18.2%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Amerisafe’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:03 PM EST
Fiscal year
FY2025
Accession
0001193125-26-082513
Line item2025 / Dollars2025 / Percent2024 / Dollars2024 / Percent2023 / Dollars2023 / Percent
Florida$44,11315.6%$38,97614.4%$33,83812.7%
Georgia27,3459.7%28,26710.4%30,50411.4%
Illinois20,8307.4%16,2946.0%13,0724.9%
Pennsylvania20,2727.2%19,5647.2%19,9637.5%
North Carolina18,1386.4%15,8635.9%16,4326.2%
Louisiana17,2186.1%16,9986.3%21,1507.9%
Wisconsin10,9963.9%10,7694.0%11,7244.4%
Virginia10,5073.7%10,1513.8%10,4003.8%

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Amerisafe's FL — premiums earned net?
Amerisafe (AMSF) reported FL — premiums earned net of $11.03M in Q4 2025.
How has Amerisafe's FL — premiums earned net changed year-over-year?
Amerisafe's FL — premiums earned net increased by 13.2% year-over-year, from $9.74M to $11.03M.
What is the long-term trend for Amerisafe's FL — premiums earned net?
Over 4 years (2021 to 2025), Amerisafe's FL — premiums earned net has grown at a 8.8% compound annual growth rate (CAGR), from $31.51M to $44.11M.
What does FL — premiums earned net mean?
This metric represents the total net insurance premiums recognized as revenue within a specific geographic segment after accounting for reinsurance cessions. It serves as a primary indicator of the company's market penetration and underwriting volume in that region. Growth in this figure reflects successful business development and pricing strategies within the local hazardous industry landscape.

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