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Amerisafe AMSF LA — Premiums Earned Net

Other geography segments

FL
$33.84M
GA
$30.5M
PA
$19.96M
NC
$16.43M
IL
$13.07M
WI
$11.72M
VA
$10.4M
MN
$8.85M
AK
$8.18M

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$256.92M+9.5%
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RLICommercial — Premiums Earned Net
$68.9M-10.4%

Other financials

Income statement

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Revenue$92.0M+13.4%
Net income$14.6M+4.6%
EPS (diluted)$0.78+6.8%

Balance sheet

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Cash & equivalents$65.5M+35.1%
Total debt$491.0K+14.7%
Total equity$250.0M-5.9%
Total assets$1.1B-2.4%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$3.0K-99.7%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$521.6M-38.8%
P/E11.1×-5.8×
P/S1.6×-1.2×

Profitability

See full
Net margin14%-2.5pp
FCF margin2.5%

Returns & leverage

See full
Return on equity18.2%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Amerisafe’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:03 PM EST
Fiscal year
FY2025
Accession
0001193125-26-082513
Line item2025 / Dollars2025 / Percent2024 / Dollars2024 / Percent2023 / Dollars2023 / Percent
Illinois20,8307.4%16,2946.0%13,0724.9%
Pennsylvania20,2727.2%19,5647.2%19,9637.5%
North Carolina18,1386.4%15,8635.9%16,4326.2%
Louisiana17,2186.1%16,9986.3%21,1507.9%
Wisconsin10,9963.9%10,7694.0%11,7244.4%
Virginia10,5073.7%10,1513.8%10,4003.8%
Alaska9,9943.4%8,5313.2%8,1783.1%
Minnesota8,8693.1%8,3233.1%8,8453.3%

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Amerisafe's LA — premiums earned net?
Amerisafe (AMSF) reported LA — premiums earned net of $4.3M in Q4 2025.
How has Amerisafe's LA — premiums earned net changed year-over-year?
Amerisafe's LA — premiums earned net increased by 1.3% year-over-year, from $4.25M to $4.3M.
What is the long-term trend for Amerisafe's LA — premiums earned net?
Over 4 years (2021 to 2025), Amerisafe's LA — premiums earned net has grown at a -4.2% compound annual growth rate (CAGR), from $20.48M to $17.22M.
What does LA — premiums earned net mean?
This metric represents the total net insurance premiums earned by the company within a specific geographic region after accounting for reinsurance cessions. It serves as a key indicator of the company's market penetration and revenue scale in that particular territory. Monitoring this figure helps investors assess the geographic concentration of risk and the growth trajectory of the business in specific regional markets.

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