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Amerisafe AMSF MN — Premiums Earned Net

Other geography segments

FL
$33.84M
GA
$30.5M
LA
$21.15M
PA
$19.96M
NC
$16.43M
IL
$13.07M
WI
$11.72M
VA
$10.4M
AK
$8.18M

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Other financials

Income statement

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Revenue$92.0M+13.4%
Net income$14.6M+4.6%
EPS (diluted)$0.78+6.8%

Balance sheet

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Cash & equivalents$65.5M+35.1%
Total debt$491.0K+14.7%
Total equity$250.0M-5.9%
Total assets$1.1B-2.4%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$3.0K-99.7%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$521.6M-38.8%
P/E11.1×-5.8×
P/S1.6×-1.2×

Profitability

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Net margin14%-2.5pp
FCF margin2.5%

Returns & leverage

See full
Return on equity18.2%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Amerisafe’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:03 PM EST
Fiscal year
FY2025
Accession
0001193125-26-082513
Line item2025 / Dollars2025 / Percent2024 / Dollars2024 / Percent2023 / Dollars2023 / Percent
North Carolina18,1386.4%15,8635.9%16,4326.2%
Louisiana17,2186.1%16,9986.3%21,1507.9%
Wisconsin10,9963.9%10,7694.0%11,7244.4%
Virginia10,5073.7%10,1513.8%10,4003.8%
Alaska9,9943.4%8,5313.2%8,1783.1%
Minnesota8,8693.1%8,3233.1%8,8453.3%
All others94,77533.5%96,90335.7%93,01934.8%
Total net premiums earned$283,057100.0%$270,639100.0%$267,125100.0%

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Amerisafe's MN — premiums earned net?
Amerisafe (AMSF) reported MN — premiums earned net of $2.22M in Q4 2025.
How has Amerisafe's MN — premiums earned net changed year-over-year?
Amerisafe's MN — premiums earned net increased by 6.6% year-over-year, from $2.08M to $2.22M.
What is the long-term trend for Amerisafe's MN — premiums earned net?
Over 4 years (2021 to 2025), Amerisafe's MN — premiums earned net has grown at a -4.4% compound annual growth rate (CAGR), from $10.61M to $8.87M.
What does MN — premiums earned net mean?
This metric represents the total net insurance premiums recognized as revenue within a specific geographic or operational segment after accounting for reinsurance cessions. It serves as a primary indicator of the scale and market penetration of the company's underwriting activities in that particular region. Investors use this to track the top-line growth and revenue stability of the segment over time.

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