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Amerisafe AMSF PA — Premiums Earned Net

Other geography segments

FL
$33.84M
GA
$30.5M
LA
$21.15M
NC
$16.43M
IL
$13.07M
WI
$11.72M
VA
$10.4M
MN
$8.85M
AK
$8.18M

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$68.9M-10.4%

Other financials

Income statement

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Revenue$92.0M+13.4%
Net income$14.6M+4.6%
EPS (diluted)$0.78+6.8%

Balance sheet

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Cash & equivalents$65.5M+35.1%
Total debt$491.0K+14.7%
Total equity$250.0M-5.9%
Total assets$1.1B-2.4%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$3.0K-99.7%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$521.6M-38.8%
P/E11.1×-5.8×
P/S1.6×-1.2×

Profitability

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Net margin14%-2.5pp
FCF margin2.5%

Returns & leverage

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Return on equity18.2%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Amerisafe’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:03 PM EST
Fiscal year
FY2025
Accession
0001193125-26-082513
Line item2025 / Dollars2025 / Percent2024 / Dollars2024 / Percent2023 / Dollars2023 / Percent
Florida$44,11315.6%$38,97614.4%$33,83812.7%
Georgia27,3459.7%28,26710.4%30,50411.4%
Illinois20,8307.4%16,2946.0%13,0724.9%
Pennsylvania20,2727.2%19,5647.2%19,9637.5%
North Carolina18,1386.4%15,8635.9%16,4326.2%
Louisiana17,2186.1%16,9986.3%21,1507.9%
Wisconsin10,9963.9%10,7694.0%11,7244.4%
Virginia10,5073.7%10,1513.8%10,4003.8%

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Amerisafe's PA — premiums earned net?
Amerisafe (AMSF) reported PA — premiums earned net of $5.07M in Q4 2025.
How has Amerisafe's PA — premiums earned net changed year-over-year?
Amerisafe's PA — premiums earned net increased by 3.6% year-over-year, from $4.89M to $5.07M.
What is the long-term trend for Amerisafe's PA — premiums earned net?
Over 4 years (2021 to 2025), Amerisafe's PA — premiums earned net has grown at a 0.9% compound annual growth rate (CAGR), from $19.57M to $20.27M.
What does PA — premiums earned net mean?
This metric represents the total net insurance premiums recognized as revenue within a specific geographic or operational segment after accounting for reinsurance cessions. It serves as a primary indicator of the scale and market penetration of the company's underwriting activities in that particular region. Tracking this figure helps investors assess the stability and growth trajectory of the segment's contribution to the overall insurance portfolio.

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