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Amerisafe AMSF Change in loss reserves

Change in loss reserves at other companies

Employers Holdings logo
Employers HoldingsEIG
-$3.3M+78.8%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
-$69.64M-162%
W.R. Berkley logo
W.R. BerkleyWRB
$390.62M-28.2%
Old Republic International logo
Old Republic InternationalORI
$78.7M-13.1%
American Financial Group logo
American Financial GroupAFG
-$5M+94.0%
Safety Insurance Group logo
Safety Insurance GroupSAFT
$51.35M+365%

Other financials

Income statement

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Revenue$80.1M+10.3%
Net income$8.1M-9.0%
EPS (diluted)$0.43-8.5%

Balance sheet

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Cash & equivalents$34.2M-23.5%
Total debt$491.0K+14.7%
Total equity$246.6M-5.5%
Total assets$1.1B-2.9%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$26.0K+1,200%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$595.34M-28.2%
P/E12.9×-4.6×
P/S1.8×-0.9×

Profitability

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Net margin14.3%-1.5pp
FCF margin2.5%

Returns & leverage

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Return on equity18.3%+1.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: Amerisafe’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Amerisafe's change in loss reserves?
Amerisafe (AMSF) reported change in loss reserves of -$11.72M in Q1 2026.
How has Amerisafe's change in loss reserves changed year-over-year?
Amerisafe's change in loss reserves decreased by 3.3% year-over-year, from -$11.34M to -$11.72M.
What is the long-term trend for Amerisafe's change in loss reserves?
Over 3 years (2022 to 2025), Amerisafe's change in loss reserves has grown at a -8.5% compound annual growth rate (CAGR), from -$49.24M to -$37.73M.
What does change in loss reserves mean?
This represents the net change in the liability established for unpaid claims and the associated costs of adjusting those claims. It is a fundamental metric for insurance companies, reflecting the estimated future obligations for insured events that have already occurred. Significant changes in this balance can indicate shifts in claim frequency, severity, or the adequacy of prior actuarial estimates.