Total — Effect of actual experience to expected experience
Apollo Global Management Total — Effect of actual experience to expected experience decreased by 147.5% to -$99.00M in Q3 2025 compared to the prior quarter. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests favorable underwriting results or mortality experience relative to projections, while a decrease indicates higher-than-expected costs or adverse experience that may require reserve adjustments.
Detailed definition
This metric represents the variance between the actual insurance claims, mortality rates, or policyholder behavior and t...
Peer comparison
Similar to 'experience variance' or 'actuarial gain/loss' reported by major life insurance and annuity providers, reflecting the sensitivity of long-term liabilities to real-world outcomes.
apo_segment_total_effect_of_actual_experience_to_expected_experienceHistorical Data
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q3 '25 | |
|---|---|---|---|---|---|
| Value | -$120.00M | -$67.00M | $74.00M | -$40.00M | -$99.00M |
| QoQ Change | — | +44.2% | +210.4% | -154.1% | -147.5% |
| YoY Change | — | +44.2% | +210.4% | -154.1% | — |
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Frequently Asked Questions
- What is Apollo Global Management's total — effect of actual experience to expected experience?
- Apollo Global Management (APO) reported total — effect of actual experience to expected experience of -$99.00M in Q3 2025.
- What does total — effect of actual experience to expected experience mean?
- The financial impact caused by the difference between actual insurance claim outcomes and the company's original actuarial predictions.