What does occupational injury — deductible mean?

This metric represents the portion of an occupational injury claim that the company must pay out-of-pocket before insurance coverage begins to apply per occurrence. A higher deductible indicates a greater retention of risk by the company, which can lower insurance premiums but increases exposure to operational volatility. Investors use this to gauge the company's risk appetite and its ability to absorb self-insured losses.

Ardent Health Partners ARDT Occupational Injury — Deductible

Similar metrics at other companies

CRLDeductible amount under insurance policies

$500K—

MTZ

MTZWorkers' Compensation Policy — Per claim deductible, insurance policies

$500K0.0%

PACSAll States, Excluding Colorado, Kansas, and Pennsylvania — Deductible

$10M+300%

AVAHWorkers Compensation Insurance — Malpractice Insurance Deductible1

$500K0.0%

PACSNon-California — Deductible

$10.2M+308%

CRLCertain property insurance, deductibles

$3.75M—

Other financials

Income statement

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Revenue$1.6B+7.0%

Gross profit$1.6B+6.7%

Net income$39.9M-3.7%

EPS (diluted)$0.28-3.4%

Balance sheet

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Cash & equivalents$609.7M+23.2%

Total debt$1.2B+1.7%

Total equity$1.3B+13.8%

Total assets$5.3B+7.0%

Cash flow

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Operating cash flow-$60.2M-143%

CapEx$28.1M+22.6%

Free cash flow-$88.3M-85.2%

Valuation

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Market cap$1.35B-28.1%

Enterprise value$1.91B-24.5%

P/E10×+1.7×

P/S0.2×-0.1×

Profitability

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Gross margin97.5%-0.1pp

Net margin2.1%-1.6pp

FCF margin3.4%+1.4pp

Returns & leverage

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Return on equity10.7%-9.0pp

Debt / equity0.9×-0.1×

Current ratio2.1×0.0×

Where this comes from

Reported directly by Ardent Health Partners in its filing.

Tagged under the XBRL concept ardt:LiabilityForFuturePolicyBenefitPolicyDeductiblePerOccurrence.

The official record: Ardent Health Partners’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ardent Health Partners's occupational injury — deductible?: Ardent Health Partners (ARDT) reported occupational injury — deductible of $250K in Q4 2025.
What does occupational injury — deductible mean?: This metric represents the portion of an occupational injury claim that the company must pay out-of-pocket before insurance coverage begins to apply per occurrence. A higher deductible indicates a greater retention of risk by the company, which can lower insurance premiums but increases exposure to operational volatility. Investors use this to gauge the company's risk appetite and its ability to absorb self-insured losses.