What does workers' compensation insurance — deductible mean?

This metric reflects the specific deductible amount the company is responsible for paying per workers' compensation claim before the insurance carrier assumes financial responsibility. A higher deductible typically lowers insurance premiums but increases the company's direct financial exposure to individual claims. It serves as a key indicator of the company's risk retention appetite within its self-insured or high-deductible insurance programs.

Ardent Health Partners ARDT Workers' Compensation Insurance — Deductible

Similar metrics at other companies

MTZ

MTZWorkers' Compensation Policy — Per claim deductible, insurance policies

$500K0.0%

AVAHWorkers Compensation Insurance — Malpractice Insurance Deductible1

$500K0.0%

TSCOTEXAS — Workers compensation and general liability deductible

$125K0.0%

CRLDeductible amount under insurance policies

$500K—

PACSAll States, Excluding Colorado, Kansas, and Pennsylvania — Deductible

$10M+300%

AMRWorkers' Compensation Insurance — Short-duration contracts, discounted liabilities, amount

$20.97M-2.9%

Other financials

Income statement

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Revenue$1.6B+7.0%

Gross profit$1.6B+6.7%

Net income$39.9M-3.7%

EPS (diluted)$0.28-3.4%

Balance sheet

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Cash & equivalents$609.7M+23.2%

Total debt$1.2B+1.7%

Total equity$1.3B+13.8%

Total assets$5.3B+7.0%

Cash flow

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Operating cash flow-$60.2M-143%

CapEx$28.1M+22.6%

Free cash flow-$88.3M-85.2%

Valuation

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Market cap$1.35B-27.8%

Enterprise value$1.91B-24.3%

P/E10×+1.7×

P/S0.2×-0.1×

Profitability

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Gross margin97.5%-0.1pp

Net margin2.1%-1.6pp

FCF margin3.4%+1.4pp

Returns & leverage

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Return on equity10.7%-9.0pp

Debt / equity0.9×-0.1×

Current ratio2.1×0.0×

Where this comes from

Reported directly by Ardent Health Partners in its filing.

Tagged under the XBRL concept ardt:LiabilityForFuturePolicyBenefitPolicyDeductiblePerOccurrence.

The official record: Ardent Health Partners’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ardent Health Partners's workers' compensation insurance — deductible?: Ardent Health Partners (ARDT) reported workers' compensation insurance — deductible of $500K in Q4 2025.
What does workers' compensation insurance — deductible mean?: This metric reflects the specific deductible amount the company is responsible for paying per workers' compensation claim before the insurance carrier assumes financial responsibility. A higher deductible typically lowers insurance premiums but increases the company's direct financial exposure to individual claims. It serves as a key indicator of the company's risk retention appetite within its self-insured or high-deductible insurance programs.