Where do AmeriServ Financial's ratios come from?

Every ratio is computed from AmeriServ Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	37.2%-1.1pp	38.3%+3.6pp	34.8%+9.7pp	25.1%+1.1pp	24%+9.7pp
Returns
Return on equity	4.8%-0.2pp	5%+0.4pp	4.5%+1.1pp	3.4%+0.1pp	3.4%-0.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0.1×-0.1×	0.1×0.0×
Per Share
Book value per share	$7.13-1.2%	$7.22+4.1%	$6.94+3.3%	$6.71+0.1%	$6.70+5.0%
Valuation
Market capitalization	$65.82M+34.2%	$52.71M+10.0%	$47.91M-3.0%	$49.39M+23.0%	$40.14M-9.3%
Price / earnings	12×-1.3×	9.4×-0.1×	9.5×—	——	——
Price / sales	4.5×+1.1×	3.6×+0.3×	3.3×-0.1×	3.3×+0.7×	2.7×+0.9×
Price / book	0.5×+0.1×	0.4×0.0×	0.4×0.0×	0.4×+0.1×	0.4×-0.1×
Dividend yield	3%-1.0pp	3.8%-0.4pp	4.1%+0.1pp	4%-1.0pp	5%+0.4pp

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Where do AmeriServ Financial's ratios come from?: Every ratio is computed from AmeriServ Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.