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Atlanticus Holdings Corporation ATLC Purchased Credit Deteriorated Loans

Purchased Credit Deteriorated Loans at other companies

Credit Acceptance logo
Credit AcceptanceCACC
Synchrony Financial logo
Synchrony FinancialSYF
CarMax logo
CarMaxKMX
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
Capital One Financial logo
Capital One FinancialCOF

Other financials

Income statement

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Revenue$189.7M+60.5%
Gross profit$144.8M+68.2%
Net income$44.2M+40.1%
EPS (diluted)$2.23+49.7%

Balance sheet

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Cash & equivalents$651.1M+85.8%
Total debt$24.5M+1.3%
Total equity$648.4M+21.7%
Total assets$7.5B+128%

Cash flow

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Operating cash flow$286.3M+118%
CapEx$22.0K
Free cash flow$71.7M

Valuation

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Market cap$1.58B
Enterprise value$953.76M
P/E11.7×
P/S2.5×

Profitability

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Gross margin72.4%+1.4pp
Net margin21.5%-5.9pp
FCF margin72.3%

Returns & leverage

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Return on equity22.8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: Atlanticus Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Atlanticus Holdings Corporation's purchased credit deteriorated loans?
Atlanticus Holdings Corporation (ATLC) reported purchased credit deteriorated loans of $80.72M in Q1 2026.
How has Atlanticus Holdings Corporation's purchased credit deteriorated loans changed year-over-year?
Atlanticus Holdings Corporation's purchased credit deteriorated loans decreased by 0.6% year-over-year, from $81.24M to $80.72M.
What is the long-term trend for Atlanticus Holdings Corporation's purchased credit deteriorated loans?
Over 3 years (2022 to 2025), Atlanticus Holdings Corporation's purchased credit deteriorated loans has grown at a -64.8% compound annual growth rate (CAGR), from $1.91B to $82.88M.