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Atlanticus Holdings Corporation ATLC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$189.7M+60.5%
Gross profit$144.8M+68.2%
Net income$44.2M+40.1%
EPS (diluted)$2.23+49.7%

Balance sheet

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Cash & equivalents$651.1M+85.8%
Total debt$24.5M+1.3%
Total equity$648.4M+21.7%
Total assets$7.5B+128%

Cash flow

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Operating cash flow$286.3M+118%
CapEx$22.0K
Free cash flow$71.7M

Valuation

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Market cap$1.58B
Enterprise value$953.76M
P/E11.7×
P/S2.5×

Profitability

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Gross margin72.4%+1.4pp
Net margin21.5%-5.9pp
FCF margin72.3%

Returns & leverage

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Return on equity22.8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Atlanticus Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Atlanticus Holdings Corporation's accretion (amortization) of discounts and premiums, investments?
Atlanticus Holdings Corporation (ATLC) reported accretion (amortization) of discounts and premiums, investments of $7M in Q1 2026.
How has Atlanticus Holdings Corporation's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Atlanticus Holdings Corporation's accretion (amortization) of discounts and premiums, investments increased by 4.8% year-over-year, from $6.68M to $7M.
What is the long-term trend for Atlanticus Holdings Corporation's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2021 to 2025), Atlanticus Holdings Corporation's accretion (amortization) of discounts and premiums, investments has grown at a -45.3% compound annual growth rate (CAGR), from $166.27M to $27.23M.
What does accretion (amortization) of discounts and premiums, investments mean?
This reflects the systematic adjustment of the carrying value of investment securities to their par value over the life of the instrument. It reconciles the difference between the purchase price and the face value, impacting the reported interest income.