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Atlanticus Holdings Corporation ATLC Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value

Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value at other companies

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Segments

By segment

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Auto Finance$790K-24.3%

Other financials

Income statement

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Revenue$189.7M+60.5%
Gross profit$144.8M+68.2%
Net income$44.2M+40.1%
EPS (diluted)$2.23+49.7%

Balance sheet

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Cash & equivalents$651.1M+85.8%
Total debt$24.5M+1.3%
Total equity$648.4M+21.7%
Total assets$7.5B+128%

Cash flow

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Operating cash flow$286.3M+118%
CapEx$22.0K
Free cash flow$71.7M

Valuation

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Market cap$1.58B
Enterprise value$953.76M
P/E11.7×
P/S2.5×

Profitability

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Gross margin72.4%+1.4pp
Net margin21.5%-5.9pp
FCF margin72.3%

Returns & leverage

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Return on equity22.8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept atlc:ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue.

The official record: Atlanticus Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Atlanticus Holdings Corporation's provision for losses on loans and fees receivable recorded at net realizable value?
Atlanticus Holdings Corporation (ATLC) reported provision for losses on loans and fees receivable recorded at net realizable value of $1.6M in Q1 2026.
How has Atlanticus Holdings Corporation's provision for losses on loans and fees receivable recorded at net realizable value changed year-over-year?
Atlanticus Holdings Corporation's provision for losses on loans and fees receivable recorded at net realizable value increased by 49.8% year-over-year, from $1.07M to $1.6M.
What is the long-term trend for Atlanticus Holdings Corporation's provision for losses on loans and fees receivable recorded at net realizable value?
Over 4 years (2021 to 2025), Atlanticus Holdings Corporation's provision for losses on loans and fees receivable recorded at net realizable value has grown at a -35.7% compound annual growth rate (CAGR), from $36.46M to $6.24M.
What does provision for losses on loans and fees receivable recorded at net realizable value mean?
This represents the non-cash charge taken against earnings to account for expected credit losses on the loan portfolio. It serves as a critical indicator of credit quality and management's assessment of potential defaults within the underserved consumer credit market.