Atlanticus Holdings Corporation ATLC Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 72.4%+1.3pp | 71.1%-0.6pp | 71.7%+0.1pp | 71.6%+0.6pp | 71%+0.5pp | |
| Net margin | 21.5%-0.5pp | 21.9%-1.8pp | 23.7%-3.1pp | 26.8%-0.6pp | 27.4%-0.4pp | |
| Returns | ||||||
| Return on equity | 22.8%+0.6pp | 22.2%-0.4pp | 22.6%-2.0pp | 24.7%+0.1pp | 24.6%-0.5pp | |
| Return on assets | 2.5%+0.3pp | 2.2%-0.1pp | 2.3%-1.5pp | 3.8%-0.1pp | 3.9%+0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $34.12— | —— | $30.70+4.6% | $29.36+5.7% | $27.77— | |
| Valuation | ||||||
| Market capitalization | $782.82M-22.8% | $1.01B+14.4% | $886.05M+13.7% | $779.15M— | —— | |
| Enterprise value | $156.15M-62.6% | $417.92M-14.2% | $486.95M+2.8% | $473.71M— | —— | |
| Price / earnings | 5.8×-2.5× | 8.3×+0.8× | 7.5×+1.1× | 6.3×— | —— | |
| Price / sales | 1.2×-0.6× | 1.8×0.0× | 1.8×+0.1× | 1.7×— | —— | |
| Price / book | 1.2×-0.5× | 1.7×+0.2× | 1.5×+0.1× | 1.4×— | —— | |
| EV / sales | 0.2×-0.5× | 0.8×-0.2× | 1×-0.1× | 1×— | —— | |
| Earnings yield | 17.2%+5.2pp | 12.1%-1.3pp | 13.4%-2.4pp | 15.8%— | —— | |
| PEG ratio | 0.4×-0.5× | 0.8×+0.2× | 0.7×+0.4× | 0.3×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Atlanticus Holdings Corporation's ratios come from?
- Every ratio is computed from Atlanticus Holdings Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.