What is American Express's USCS — goodwill?

American Express (AXP) reported USCS — goodwill of $799M in Q4 2025.

How has American Express's USCS — goodwill changed year-over-year?

American Express's USCS — goodwill increased by 3.5% year-over-year, from $772M to $799M.

What does USCS — goodwill mean?

Represents the intangible asset value recorded when the U.S. Consumer Services segment acquires another business for a price exceeding the fair market value of its net identifiable assets. It reflects the premium paid for brand reputation, customer loyalty, and synergies within the domestic consumer credit market.

American Express AXP USCS — Goodwill

Other segment segments

$2.74B+27.7%

ICS

$775M+8.2%

GMNS

$554M+0.5%

Similar metrics at other companies

PRCHConsumer Services — Goodwill

$34.54M0.0%

LSAKConsumer — Goodwill

$6.27M-23.7%

NTGRConsumer — Goodwill

$0—

LCUTU.S. Segment — Goodwill

$0—

WUConsumer Services — Goodwill Including Assets Held For Sale

$112.1M+46.9%

ANGIU.S. — Goodwill

$812.33M0.0%

Other financials

Income statement

See full

Revenue$19.6B+10.0%

Net income$3.1B+7.8%

EPS (diluted)$4.53+11.0%

Balance sheet

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Cash & equivalents$45.2B-21.9%

Total debt$59.0B-1.1%

Total equity$34.3B+6.1%

Total assets$308.20B+4.3%

Cash flow

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Operating cash flow$5.4B+23.1%

CapEx$898.0M+45.1%

Free cash flow$4.5B+19.4%

Valuation

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Market cap$222.55B+2.9%

Enterprise value$236.36B+8.4%

P/E19.5×-1.9×

P/S2.9×-0.2×

Profitability

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Net margin15.1%+0.3pp

FCF margin19.8%—

Returns & leverage

See full

Return on equity34.4%+1.6pp

Debt / equity1.7×-0.1×

Where this comes from

Reported directly by American Express in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The official record: American Express’s 10-K, filed February 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Express's USCS — goodwill?: American Express (AXP) reported USCS — goodwill of $799M in Q4 2025.
How has American Express's USCS — goodwill changed year-over-year?: American Express's USCS — goodwill increased by 3.5% year-over-year, from $772M to $799M.
What does USCS — goodwill mean?: Represents the intangible asset value recorded when the U.S. Consumer Services segment acquires another business for a price exceeding the fair market value of its net identifiable assets. It reflects the premium paid for brand reputation, customer loyalty, and synergies within the domestic consumer credit market.