Discontinued — last reported Q3 '23

Other

Off-Balance Sheet Commitments (Contractual)

American Express Off-Balance Sheet Commitments (Contractual) decreased by 64.4% to $21.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 10.5%, from $19.00M to $21.00M.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2018
Last reportedQ3 2023

How to read this metric

Higher levels indicate greater potential liquidity demand during market stress, while lower levels suggest a more conservative approach to credit availability.

Detailed definition

This metric measures the total contractual amount of lending commitments, such as undrawn credit lines or letters of cre...

Peer comparison

Commonly reported by major commercial and investment banks as a core component of their credit risk management framework.

Metric ID: off_balance_sheet_commitments_contractual

Historical Data

10 periods
 Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$14.00M$29.00M$48.00M$28.00M$50.00M$70.00M$19.00M$38.00M$59.00M$21.00M
QoQ Change+107.1%+65.5%-41.7%+78.6%+40.0%-72.9%+100.0%+55.3%-64.4%
YoY Change+100.0%+72.4%+45.8%-32.1%-24.0%-15.7%+10.5%
Range$14.00M$70.00M
CAGR+19.7%
Avg YoY Growth+22.4%
Median YoY Growth+10.5%

Frequently Asked Questions

What is American Express's off-balance sheet commitments (contractual)?
American Express (AXP) reported off-balance sheet commitments (contractual) of $21.00M in Q1 2026.
How has American Express's off-balance sheet commitments (contractual) changed year-over-year?
American Express's off-balance sheet commitments (contractual) increased by 10.5% year-over-year, from $19.00M to $21.00M.
What does off-balance sheet commitments (contractual) mean?
The total value of credit lines and lending promises the bank has made but not yet funded.

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