American Express AXP Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 60.1%-0.7pp | 60.7%+7.2pp | 53.5%-9.1pp | 62.7%-9.2pp | |
| Returns | |||||
| Return on equity | 135%-2.2pp | 137.3%+14.6pp | 122.7%-6.1pp | 128.8%+7.3pp | |
| Return on assets | 14.8%-0.2pp | 15%+1.4pp | 13.5%-1.9pp | 15.4%+0.6pp | |
| Efficiency | |||||
| Asset turnover | 1×0.0× | 1×0.0× | 1×0.0× | 1×+0.2× | |
| Leverage | |||||
| Debt-to-equity | 7.1×0.0× | 7.1×+0.1× | 7×-0.3× | 7.3×+0.6× | |
| Debt-to-assets | 0.8×0.0× | 0.8×0.0× | 0.8×-0.1× | 0.8×0.0× | |
| Per Share | |||||
| Book value per share | $185.54+12.2% | $165.38+13.0% | $146.37+16.9% | $125.21+3.2% | |
| Valuation | |||||
| Market capitalization | $890.67B+21.6% | $732.37B+46.9% | $498.6B+9.0% | $457.55B-7.4% | |
| Enterprise value | $908.34B+21.5% | $747.46B+45.5% | $513.62B+0.7% | $510.24B-4.6% | |
| Price / earnings | 85.1×+9.8× | 75.3×+10.9× | 64.4×+4.9× | 59.5×-13.0× | |
| Price / sales | 12.8×+1.3× | 11.4×+2.8× | 8.6×-0.8× | 9.4×-3.4× | |
| Price / book | 27.5×+2.7× | 24.7×+6.3× | 18.5×-1.1× | 19.5×-1.0× | |
| EV / sales | 13×+1.4× | 11.7×+2.8× | 8.9×-1.6× | 10.5×-3.4× | |
| Earnings yield | 19%-2.4pp | 21.4%-3.7pp | 25.1%-2.2pp | 27.3%+4.9pp | |
| Dividend yield | 3.9%-0.3pp | 4.2%-1.3pp | 5.5%+0.2pp | 5.3%+0.6pp | |
| PEG ratio | 14.8×+11.7× | 3.1×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do American Express's ratios come from?
- Every ratio is computed from American Express's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
