Discontinued — last reported Q3 '23
Demand deposits
Current LiabilitiesBank of America Demand deposits increased by 22.7% to $1.10T in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 23.2%, from $892.90B to $1.10T. Over 5 years (FY 2020 to FY 2025), Demand deposits shows an upward trend with a 6.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ4 2022
Last reportedQ3 2023
Parent metricDeposits
How to read this metric
An increase indicates strong customer acquisition and liquidity, while a decrease may signal competitive pressure or customers moving funds to higher-yield products.
Detailed definition
Demand deposits represent funds held in checking accounts that can be withdrawn by the depositor at any time without pri...
Peer comparison
Standard across all retail and commercial banks as a core funding metric.
Metric ID:
bank_demand_depositsHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $936.20B | $962.90B | $1.00T | $1.00T | $947.50B | $930.30B | $918.90B | $924.80B | $899.90B | $887.70B | $897.30B | $898.80B | $859.70B | $867.10B | $892.90B | $896.00B | $899.30B | $896.30B | $1.10T |
| QoQ Change | — | +2.9% | +3.9% | +0.0% | -5.3% | -1.8% | -1.2% | +0.6% | -2.7% | -1.4% | +1.1% | +0.2% | -4.4% | +0.9% | +3.0% | +0.3% | +0.4% | -0.3% | +22.7% |
| YoY Change | — | — | — | — | +1.2% | -3.4% | -8.1% | -7.5% | -5.0% | -4.6% | -2.4% | -2.8% | -4.5% | -2.3% | -0.5% | -0.3% | +4.6% | +3.4% | +23.2% |
| % of Deposits | 49.0% | 49.0% | 48.4% | 48.3% | 47.7% | 48.0% | 47.6% | 48.4% | 47.9% | 47.1% | 46.6% | 46.2% | 45.0% | 44.9% | 45.4% | 45.0% | 44.7% | 44.8% | 54.5% |
| Share Change | — | -0.0pp | -0.6pp | -0.2pp | -0.5pp | +0.3pp | -0.4pp | +0.8pp | -0.5pp | -0.8pp | -0.5pp | -0.5pp | -1.2pp | -0.1pp | +0.5pp | -0.4pp | -0.3pp | +0.1pp | +9.7pp |
Range$859.70B – $1.10T
CAGR+3.6%
Avg YoY Growth-0.6%
Median YoY Growth-2.4%
Demand deposits at Other Companies
Frequently Asked Questions
- What is Bank of America's demand deposits?
- Bank of America (BAC) reported demand deposits of $1.10T in Q4 2025.
- How has Bank of America's demand deposits changed year-over-year?
- Bank of America's demand deposits increased by 23.2% year-over-year, from $892.90B to $1.10T.
- What is the long-term trend for Bank of America's demand deposits?
- Over 5 years (2020 to 2025), Bank of America's demand deposits has grown at a 6.6% compound annual growth rate (CAGR), from $799.00B to $1.10T.
- What does demand deposits mean?
- Funds in customer checking accounts that are available for immediate withdrawal.