Bank of America Deposits increased by 0.8% to $2.02T in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.7%, from $1.97T to $2.02T. Over 5 years (FY 2020 to FY 2025), Deposits shows an upward trend with a 2.4% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ4 2014
Last reportedQ4 2025

How to read this metric

Increasing deposits provide more liquidity for lending, while decreasing deposits may force reliance on more expensive wholesale funding.

Detailed definition

This represents the total liability owed to customers for funds held in demand, savings, and time deposit accounts. Depo...

Peer comparison

A core metric for all retail and commercial banks, reflecting their ability to attract and retain customer capital.

Metric ID: fin_deposits

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$1.91T$1.96T$2.06T$2.07T$1.98T$1.94T$1.93T$1.91T$1.88T$1.88T$1.92T$1.95T$1.91T$1.93T$1.97T$1.99T$2.01T$2.00T$2.02T
QoQ Change+2.9%+5.1%+0.4%-4.2%-2.3%-0.4%-1.0%-1.7%+0.4%+2.1%+1.2%-1.8%+1.0%+1.8%+1.2%+1.1%-0.5%+0.8%
YoY Change+3.9%-1.4%-6.5%-7.8%-5.4%-2.8%-0.3%+1.9%+1.8%+2.4%+2.2%+2.2%+5.3%+3.7%+2.7%
Range$1.88T$2.07T
CAGR+1.2%
Avg YoY Growth+0.1%
Median YoY Growth+1.9%

Frequently Asked Questions

What is Bank of America's deposits?
Bank of America (BAC) reported deposits of $2.02T in Q4 2025.
How has Bank of America's deposits changed year-over-year?
Bank of America's deposits increased by 2.7% year-over-year, from $1.97T to $2.02T.
What is the long-term trend for Bank of America's deposits?
Over 5 years (2020 to 2025), Bank of America's deposits has grown at a 2.4% compound annual growth rate (CAGR), from $1.80T to $2.02T.
What does deposits mean?
The total amount of money held by customers in the bank's accounts.

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