Current Liabilities
Deposits
U.S. Bancorp Deposits decreased by 0.7% to $522.22B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 0.8%, from $518.31B to $522.22B. Over 5 years (FY 2020 to FY 2025), Deposits shows an upward trend with a 4.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ4 2025
Last reportedQ1 2026
How to read this metric
An increase indicates strong customer acquisition and funding stability, while a decrease may signal liquidity risk or competitive pressure.
Detailed definition
Deposits represent the total liabilities owed to customers who have placed funds with the institution, including demand,...
Peer comparison
A core funding metric for banks and credit card issuers with banking charters.
Metric ID:
fin_depositsHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $437.18B | $442.90B | $456.08B | $461.55B | $467.10B | $471.15B | $524.98B | $505.34B | $521.60B | $518.36B | $512.31B | $528.06B | $523.79B | $521.13B | $518.31B | $512.53B | $518.72B | $526.15B | $522.22B |
| QoQ Change | — | +1.3% | +3.0% | +1.2% | +1.2% | +0.9% | +11.4% | -3.7% | +3.2% | -0.6% | -1.2% | +3.1% | -0.8% | -0.5% | -0.5% | -1.1% | +1.2% | +1.4% | -0.7% |
| YoY Change | — | — | — | — | +6.8% | +6.4% | +15.1% | +9.5% | +11.7% | +10.0% | -2.4% | +4.5% | +0.4% | +0.5% | +1.2% | -2.9% | -1.0% | +1.0% | +0.8% |
Range$437.18B – $528.06B
CAGR+4.0%
Avg YoY Growth+4.1%
Median YoY Growth+1.2%
Deposits at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's deposits?
- U.S. Bancorp (USB) reported deposits of $522.22B in Q4 2025.
- How has U.S. Bancorp's deposits changed year-over-year?
- U.S. Bancorp's deposits increased by 0.8% year-over-year, from $518.31B to $522.22B.
- What is the long-term trend for U.S. Bancorp's deposits?
- Over 5 years (2020 to 2025), U.S. Bancorp's deposits has grown at a 4.0% compound annual growth rate (CAGR), from $429.77B to $522.22B.
- What does deposits mean?
- The total amount of money customers have deposited with the company.