Discontinued — last reported Q3 '19
Loans held for sale
Current AssetsBank of America Loans held for sale decreased by 24.4% to $5.17B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 45.9%, from $9.55B to $5.17B. Over 5 years (FY 2020 to FY 2025), Loans held for sale shows a downward trend with a -11.0% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Assets
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ4 2018
Last reportedQ3 2019
How to read this metric
An increase suggests high mortgage origination volume and active participation in the secondary market, while a decrease may indicate a slowdown in mortgage activity.
Detailed definition
Mortgage loans that the bank has originated with the specific intent of selling them to secondary market investors rathe...
Peer comparison
Common for banks with large mortgage origination businesses; highly sensitive to interest rate environments.
Metric ID:
mortgage_loans_held_for_saleHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.28B | $9.42B | $15.64B | $10.27B | $6.65B | $7.63B | $6.87B | $6.81B | $6.79B | $7.59B | $6.00B | $8.57B | $7.04B | $10.35B | $9.55B | $6.87B | $5.40B | $6.83B | $5.17B |
| QoQ Change | — | +13.7% | +66.1% | -34.3% | -35.2% | +14.7% | -9.9% | -0.9% | -0.3% | +11.8% | -20.9% | +42.8% | -17.8% | +47.0% | -7.8% | -28.1% | -21.3% | +26.5% | -24.4% |
| YoY Change | — | — | — | — | -19.6% | -19.0% | -56.1% | -33.7% | +2.0% | -0.5% | -12.6% | +25.9% | +3.8% | +36.4% | +59.0% | -19.9% | -23.3% | -34.0% | -45.9% |
Range$5.17B – $15.64B
CAGR-9.9%
Avg YoY Growth-9.2%
Median YoY Growth-19.0%
Loans held for sale at Other Companies
Frequently Asked Questions
- What is Bank of America's loans held for sale?
- Bank of America (BAC) reported loans held for sale of $5.17B in Q4 2025.
- How has Bank of America's loans held for sale changed year-over-year?
- Bank of America's loans held for sale decreased by 45.9% year-over-year, from $9.55B to $5.17B.
- What is the long-term trend for Bank of America's loans held for sale?
- Over 5 years (2020 to 2025), Bank of America's loans held for sale has grown at a -11.0% compound annual growth rate (CAGR), from $9.24B to $5.17B.
- What does loans held for sale mean?
- Loans the bank plans to sell to other investors shortly after originating them.