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Banc of California BANC Q2 2026 earnings

Reported July 29, 2026 · Before market open

Revenue$16.4MMiss by $278.9M
EPS-$1.61Miss by $2.01
Revenue estimate$295.3M
EPS estimate$0.40
“During the second quarter, we made a strategic decision to reallocate capital toward opportunities that we believe will enhance long-term returns for our shareholders. We implemented that strategy through three complementary actions including a securities repositioning, a targeted loan sale and the retirement of higher-cost subordinated debt, that together create a more efficient balance sheet and position the Company for even stronger long-term financial performance.”
Jared Wolff

Next report

Oct 28, 2026 (In 3 weeks)
Revenue estimate$306.2M
EPS estimate$0.45

Financials

Q2 2026

Income statement

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Revenue$16.4M-94.0%
Net income-$241.3M-950%
EPS (diluted)-$1.61-1,442%

Balance sheet

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Cash & equivalents$2.8B+19.7%
Total debt$2.6B+25.9%
Total equity$3.4B-0.5%
Total assets$35.0B+2.3%

Cash flow

See full
Operating cash flow$161.4M+157%
CapEx$2.6M+106%
Free cash flow$158.8M+158%

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$2.77B+3.9%
Enterprise value$2.53B-2.3%
P/S3.1×+0.7×

Profitability

See full
Net margin-2.5%-17.0pp
FCF margin41.2%—

Returns & leverage

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Return on equity-0.7%-5.0pp
Debt / equity0.8×+0.2×

Segments

By product

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Total noninterest (loss) income$11.9M—
Commissions and fees$7.1M—
Service charges on deposit accounts$4.8M—
(Loss) gain on loans and leases HFS-—
Dividends and gains on equity investments-—

FAQ

When did Banc of California report Q2 2026 earnings?
Banc of California (BANC) reported Q2 2026 earnings on July 29, 2026 before market open.
What were Banc of California's Q2 2026 revenue and EPS?
Banc of California reported revenue of $16.4M and eps of $-1.61 for Q2 2026.
Did Banc of California beat estimates in Q2 2026?
Revenue missed the consensus estimate of $295.3M by $278.9M. EPS missed the consensus estimate of $0.40 by $2.01.
Where can I find Banc of California's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001628280-26-050358) and the 10-Q periodic report (0001628280-26-054876) directly on SEC EDGAR. The filing index links above go to sec.gov.