Skip to content
Screener

Banc of California BANC Q3 2025 earnings

Reported October 22, 2025 · After market close

Revenue$286.4MBeat by $3.0M
EPS$0.38Beat by $0.06
Revenue estimate$283.5M
EPS estimate$0.32

Next report

Oct 28, 2026 (In 3 weeks)
Revenue estimate$306.2M
EPS estimate$0.45

Financials

Q3 2025

Income statement

See full
Revenue$287.7M+32.8%
Net income$69.6M+693%
EPS (diluted)$0.38+3,900%

Balance sheet

See full
Cash & equivalents$2.4B-6.1%
Total debt$2.3B+34.4%
Total equity$3.5B-0.8%
Total assets$34.0B+1.7%

Cash flow

See full
Operating cash flow$75.7M—
CapEx$185.0K-91.9%
Free cash flow$75.5M—

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$2.61B+5.0%
Enterprise value$2.53B+52.9%
P/E12.5×—
P/S2.4×-2.7×

Profitability

See full
Net margin19.1%+10.5pp
FCF margin20.7%—

Returns & leverage

See full
Return on equity6%+3.5pp
Debt / equity0.7×+0.2×

Segments

By product

See full
Total noninterest (loss) income$9.8M+7.8%
Service charges on deposit accounts$5.1M+11.8%
Commissions and fees$4.6M+6.5%
Other income$54.0K-68.2%
Dividends and gains on equity investments-—

FAQ

When did Banc of California report Q3 2025 earnings?
Banc of California (BANC) reported Q3 2025 earnings on October 22, 2025 after market close.
What were Banc of California's Q3 2025 revenue and EPS?
Banc of California reported revenue of $286.4M and eps of $0.38 for Q3 2025.
Did Banc of California beat estimates in Q3 2025?
Revenue beat the consensus estimate of $283.5M by $3.0M. EPS beat the consensus estimate of $0.32 by $0.06.
Where can I find Banc of California's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001628280-25-045889) and the 10-Q periodic report (0001628280-25-050892) directly on SEC EDGAR. The filing index links above go to sec.gov.