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BancFirst Corporation BANF Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.51B-24.1%
BOK Financial logo
BOK FinancialBOKF
$0
ServisFirst Bancshares logo
ServisFirst BancsharesSFBS
$10.64M+60.4%
First Financial Bancorp logo
First Financial BancorpFFBC
$8.54M-1.8%
International Bancshares logo
International BancsharesIBOC
$3.02M-9.2%
First Financial Bankshares logo
First Financial BanksharesFFIN
$2.29M-35.1%

Segments

By segment

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Banc First Community Banks$951K-19.9%
Banc First Metropolitan Banks$712K+1,496%
American Bank Of Oklahoma-$311K
All Other Segments$229K+1,172%
Executive Operations And Support-$199K-202%
Worthington National Bank$132K

Other financials

Income statement

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Revenue$179.0M+8.6%
Net income$63.0M+12.3%
EPS (diluted)$1.85+11.4%

Balance sheet

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Total debt$15.0M
Total equity$1.9B+13.7%
Total assets$15.1B+7.7%

Cash flow

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Operating cash flow$75.8M-1.4%
CapEx$10.8M-4.7%
Free cash flow$65.1M-0.9%

Valuation

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Market cap$3.74B-0.3%
P/E15.1×-1.8×
P/S5.3×-0.5×

Profitability

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Net margin35.1%+0.7pp
FCF margin33.5%-2.7pp

Returns & leverage

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Return on equity13.8%-0.3pp
Debt / equity

Where this comes from

Reported directly by BancFirst Corporation in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: BancFirst Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BancFirst Corporation's provision for credit losses?
BancFirst Corporation (BANF) reported provision for credit losses of $2.14M in Q1 2026.
How has BancFirst Corporation's provision for credit losses changed year-over-year?
BancFirst Corporation's provision for credit losses increased by 35.1% year-over-year, from $1.59M to $2.14M.
What is the long-term trend for BancFirst Corporation's provision for credit losses?
Over 2 years (2021 to 2023), BancFirst Corporation's provision for credit losses has grown at a -7.4% compound annual growth rate (CAGR), from -$8.69M to $7.46M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.