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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
31.5%-1.5pp
U.S. Bancorp logo
U.S. BancorpUSB
27%+2.8pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
25.5%+1.0pp
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
26.3%+0.8pp
Bank First Corporation logo
Bank First CorporationBFC
37.7%-4.3pp
HOM
Home BancSharesHOMB
43.6%+3.1pp

Other financials

Income statement

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Revenue$11.4M+9.5%
Operating income$19.2M+0.3%
Net income$54.7M+21.2%
EPS (diluted)$1.60+23.1%

Balance sheet

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Cash & equivalents$439.2M-0.6%
Total debt$33.8M-16.5%
Total equity$2.0B+7.3%
Total assets$16.3B+1.1%

Cash flow

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Operating cash flow$109.8M+91.9%
CapEx$420.0K-74.7%
Free cash flow$109.4M+96.9%

Valuation

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Market cap$2.28B-5.8%
Enterprise value$1.87B-7.4%
P/E11.1×-2.6×
P/S53.3×

Profitability

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Operating margin170.8%
FCF margin707.4%

Returns & leverage

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Return on equity10.8%+0.7pp
Debt / equity0.0×