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Beneficient BENF Provision for Credit Losses

Provision for Credit Losses at other companies

H&R Block logo
H&R BlockHRB
$36.38M+3.0%
Trico Bancshares logo
Trico BancsharesTCBK
$3.33M-10.8%
RBC Bearings logo
RBC BearingsRBC
$100K+500%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$1.14B+21.8%
C&F Financial logo
C&F FinancialCFFI
$3.6M+20.0%
SBC
Seacoast Banking Corporation of FloridaSBCF
$761K-91.8%

Other financials

Income statement

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Revenue$18.7M+322%
Operating income$3.9M+141%
Net income$19.9M+331%
EPS (diluted)-$0.49+26.5%

Balance sheet

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Cash & equivalents$7.9M+87.3%
Total debt$100.3M-16.6%
Total equity-$128.6M-1,002%
Total assets$337.9M-15.5%

Cash flow

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Operating cash flow-$9.4M+6.3%
CapEx$96.0K-85.5%
Free cash flow-$9.4M+6.7%

Valuation

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Market cap$52.86M+2,018%
Enterprise value$145.33M+40.6%

Profitability

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Operating margin548.5%-323pp
Net margin517.9%-235pp
FCF margin156.8%-40.4pp

Returns & leverage

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Return on equity-1,647.1%-2,080pp
Debt / equity8.4×-23.8×

Where this comes from

Reported directly by Beneficient in its filing.

Tagged under the XBRL concept ben:ProvisionForOtherCreditLossesOtherThanTemporaryImpairmentAndTradeReceivableWriteOffs.

The official record: Beneficient’s 10-Q, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Beneficient's provision for credit losses?
Beneficient (BENF) reported provision for credit losses of $0 in Q4 2025.
What is the long-term trend for Beneficient's provision for credit losses?
Over 2 years (2023 to 2025), Beneficient's provision for credit losses has grown at a -78.0% compound annual growth rate (CAGR), from $20.58M to $1M.
What does provision for credit losses mean?
This metric represents the expense recognized to account for anticipated losses on loans, receivables, or other credit-related assets. It reflects management's assessment of credit risk and the potential for non-payment within the company's portfolio. A rising provision may signal deteriorating asset quality or a more conservative outlook on counterparty creditworthiness.