What is Better Home & Finance's provision for credit losses?

Better Home & Finance (BETR) reported provision for credit losses of $584K in Q1 2026.

How has Better Home & Finance's provision for credit losses changed year-over-year?

Better Home & Finance's provision for credit losses increased by 763.6% year-over-year, from -$88K to $584K.

What does provision for credit losses mean?

Represents the provision or release of reserves related to anticipated credit losses on financing receivables. This metric provides insight into the company's assessment of credit risk and the expected collectability of its loan assets.

Better Home & Finance BETR Provision for Credit Losses

Provision for Credit Losses at other companies

Kearny FinancialKRNY

$391K+6.8%

First BanCorpFBP

$17.17M-30.9%

Other financials

Income statement

See full

Revenue$47.5M+51.6%

Operating income-$56.6M+55.0%

Net income-$70.3M-39.1%

EPS (diluted)-$4.29-28.8%

Balance sheet

See full

Cash & equivalents$73.7M-36.9%

Total debt$4.4M-41.3%

Total equity$8.6M+108%

Total assets$1.6B+56.1%

Cash flow

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Operating cash flow-$125.2M-119%

CapEx$378.0K+87.1%

Free cash flow-$125.6M-119%

Valuation

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Market cap$482.69M+142%

Enterprise value$413.4M+360%

P/S2.7×+1.0×

Profitability

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Operating margin-343.9%—

Net margin-103.2%-30.0pp

FCF margin-133.4%-50.3pp

Returns & leverage

See full

Return on equity-875.5%-1,394pp

Debt / equity0.5×—

Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The official record: Better Home & Finance’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Better Home & Finance's provision for credit losses?: Better Home & Finance (BETR) reported provision for credit losses of $584K in Q1 2026.
How has Better Home & Finance's provision for credit losses changed year-over-year?: Better Home & Finance's provision for credit losses increased by 763.6% year-over-year, from -$88K to $584K.
What does provision for credit losses mean?: Represents the provision or release of reserves related to anticipated credit losses on financing receivables. This metric provides insight into the company's assessment of credit risk and the expected collectability of its loan assets.