What is Better Home & Finance's loan repurchase reserve?

Better Home & Finance (BETR) reported loan repurchase reserve of $3.85M in Q1 2026.

How has Better Home & Finance's loan repurchase reserve changed year-over-year?

Better Home & Finance's loan repurchase reserve decreased by 23.7% year-over-year, from $5.05M to $3.85M.

What is the long-term trend for Better Home & Finance's loan repurchase reserve?

Over 4 years (2021 to 2025), Better Home & Finance's loan repurchase reserve has grown at a -29.8% compound annual growth rate (CAGR), from $17.54M to $4.27M.

Better Home & Finance BETR Loan Repurchase Reserve

Other financials

Income statement

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Revenue$47.5M+51.6%

Operating income-$56.6M+55.0%

Net income-$70.3M-39.1%

EPS (diluted)-$4.29-28.8%

Balance sheet

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Cash & equivalents$73.7M-36.9%

Total debt$4.4M-41.3%

Total equity$8.6M+108%

Total assets$1.6B+56.1%

Cash flow

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Operating cash flow-$125.2M-119%

CapEx$378.0K+87.1%

Free cash flow-$125.6M-119%

Valuation

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Market cap$482.69M+142%

Enterprise value$413.4M+360%

P/S2.7×+1.0×

Profitability

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Operating margin-343.9%—

Net margin-103.2%-30.0pp

FCF margin-133.4%-50.3pp

Returns & leverage

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Return on equity-875.5%-1,394pp

Debt / equity0.5×—

Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept aurcu:LoanRepurchaseReserve.

The official record: Better Home & Finance’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Better Home & Finance's loan repurchase reserve?: Better Home & Finance (BETR) reported loan repurchase reserve of $3.85M in Q1 2026.
How has Better Home & Finance's loan repurchase reserve changed year-over-year?: Better Home & Finance's loan repurchase reserve decreased by 23.7% year-over-year, from $5.05M to $3.85M.
What is the long-term trend for Better Home & Finance's loan repurchase reserve?: Over 4 years (2021 to 2025), Better Home & Finance's loan repurchase reserve has grown at a -29.8% compound annual growth rate (CAGR), from $17.54M to $4.27M.