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Bank First Corporation BFC Cash surrender value of life insurance policies

Cash surrender value of life insurance policies at other companies

International Bancshares logo
International BancsharesIBOC
$311.73M+2.2%

Other financials

Income statement

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Revenue$63.7M+47.8%
Net income$20.0M+9.6%
EPS (diluted)$1.78-2.2%

Balance sheet

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Cash & equivalents$398.6M+32.5%
Total debt$1.6M
Total equity$819.9M+26.4%
Total assets$6.1B+34.7%

Cash flow

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Operating cash flow-$11.7M-289%
CapEx$5.2M+143%
Free cash flow-$16.9M-521%

Valuation

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Market cap$1.62B+50.3%
P/E22.2×+6.4×
P/S8.4×+1.7×

Profitability

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Net margin37.7%-4.3pp
FCF margin15.5%-22.6pp

Returns & leverage

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Return on equity10%-0.9pp
Debt / equity

Where this comes from

Reported directly by Bank First Corporation in its filing.

Tagged under the XBRL concept us-gaap:CashSurrenderValueOfLifeInsurance.

The official record: Bank First Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank First Corporation's cash surrender value of life insurance policies?
Bank First Corporation (BFC) reported cash surrender value of life insurance policies of $97.28M in Q1 2026.
How has Bank First Corporation's cash surrender value of life insurance policies changed year-over-year?
Bank First Corporation's cash surrender value of life insurance policies increased by 60.5% year-over-year, from $60.62M to $97.28M.
What is the long-term trend for Bank First Corporation's cash surrender value of life insurance policies?
Over 5 years (2020 to 2025), Bank First Corporation's cash surrender value of life insurance policies has grown at a 14.2% compound annual growth rate (CAGR), from $31.39M to $61.09M.
What does cash surrender value of life insurance policies mean?
This represents the accumulated cash value of bank-owned life insurance policies covering key employees or executives. It functions as a long-term asset that provides tax-advantaged income and offsets the costs of employee benefit programs. It is viewed as a stable, low-risk asset that contributes to non-interest income over time.