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Biglari Holdings Inc. BH Business Segments

Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Restaurant operations by Business
Insurance Segment$18.94M-0.9%$19.11M-0.3%$19.18M+1.9%$18.82M-2.7%$19.35M+1.7%
Maxim$3.26M$1.41M+348%
Oil And Gas Segment$9.14M+68.8%$5.41M-26.6%$7.37M-1.7%$7.5M-24.5%$9.93M+8.1%
Restaurant Segment$66.15M-9.1%$72.77M+1.4%$71.74M-0.4%$72.01M+11.9%$64.35M+2.8%
Earnings (loss) before income taxes by Business
Insurance Segment$3.24M-21.7%$4.14M-21.1%$5.25M+193%$1.79M+16.7%$1.54M-17.9%
Maxim$157K-$357K
Oil And Gas Segment$1.51M+222%$467K-30.0%$667K-40.3%$1.12M-89.5%$10.65M+3,186%
Restaurant Segment$2.88M-50.0%$5.75M-24.8%$7.65M+18.8%$6.44M+94.2%$3.31M-25.7%
Costs and Expenses by Business
Insurance Segment$15.7M+4.8%$14.97M+7.5%$13.93M-18.2%$17.03M-4.4%$17.81M+3.9%
Maxim$3.1M$1.76M
Oil And Gas Segment$8.12M+22.9%$6.61M-2.8%$6.8M-5.2%$7.18M-16.6%$8.61M-3.8%
Restaurant Segment$63.27M-5.6%$67.02M+4.6%$64.1M-2.3%$65.58M+7.4%$61.04M+5.0%
G&A by Business
Maxim$39K$43K
Oil And Gas Segment$1.33M-7.9%$1.44M+38.1%$1.04M-12.0%$1.18M-9.1%$1.3M-47.6%
Depreciation, depletion, and amortization by Business
Maxim$191K$70K
Oil And Gas Segment$2.87M+2.9%$2.79M+11.1%$2.51M-19.2%$3.11M-4.5%$3.26M+7.5%
Total revenues by Product
Other$486K-38.4%$789K+26.6%$623K-23.8%$818K+9.5%$747K-12.7%
Earnings (loss) before income taxes by Product
Insurance Underwriting288,300,000%+215,700,000pp72,600,000%-381,100,000pp453,700,000%+244,600,000pp209,100,000%+87,600,000pp121,500,000%+46,000,000pp
Investment Income65,100,000%-18,800,000pp83,900,000%+1,500,000pp82,400,000%-1,500,000pp83,900,000%+200,000pp83,700,000%-40,500,000pp
Other-29,300,000%-286,700,000pp257,400,000%+268,800,000pp-11,400,000%+16,600,000pp-28,000,000%-26,700,000pp-1,300,000%
Restaurant operations by Product
Franchise partner fees$20.54M0.0%$20.55M+7.2%$19.17M-4.9%$20.15M+17.6%$17.14M-2.4%
Franchise royalties and fees$3.13M-23.3%$4.07M+40.6%$2.9M-7.4%$3.13M-10.3%$3.49M+12.6%
Insurance premiums and other$18.94M-0.9%$19.11M-0.3%$19.18M+1.9%$18.82M-2.7%$19.35M+1.7%
Licensing and media$3.26M$1.41M
Oil and gas$9.14M+68.8%$5.41M-26.6%$7.37M-1.7%$7.5M-24.5%$9.93M+8.1%
Restaurant operations$66.15M-9.1%$72.77M+1.4%$71.74M-0.4%$72.01M+11.9%$64.35M+2.8%
Other segment items by Product
Insurance Underwriting$0$0$0$0$0
Investment Income$0$0$0$0$0
Other$875K$737K-32.9%$1.1M+44.5%$760K-22.6%
Costs and Expenses by Product
Insurance Underwriting$14.92M-11.0%$16.76M+27.0%$13.2M-17.2%$15.93M-6.6%$17.05M+5.5%
Investment Income$0$0$0$0$0
Other$779K$737K-32.9%$1.1M+44.5%$760K-22.6%
Insurance losses and underwriting expenses by Product
Insurance Underwriting$4.96M-32.4%$7.34M+133%$3.15M-26.1%$4.26M-15.6%$5.05M+31.0%
Investment Income$0$0$0$0$0
Other-$96K$0$0$0$0
Insurance losses by Product
Insurance Underwriting$9.96M+5.7%$9.42M-6.3%$10.05M-13.9%$11.67M-2.8%$12.01M-2.5%
Investment Income$0$0$0$0$0
Other$0$0$0$0$0

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Questions, answered.

How does Biglari Holdings Inc. break its business down?
Biglari Holdings Inc. (BH) reports restaurant operations by business across 4 parts — Insurance Segment, Maxim, Oil And Gas Segment and Restaurant Segment. Each is extracted from the segment footnotes and tracked over time.
Where does Biglari Holdings Inc.'s segment data come from?
Segment breakdowns are pulled from the segment footnotes in Biglari Holdings Inc.'s SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.