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Biglari Holdings Inc. BH Business Segments

TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Restaurant operations by Business
Insurance Segment$76.05M+2.3%$76.46M+5.2%$76.37M+8.3%$75.44M+9.2%$74.31M+9.0%
Oil And Gas Segment$29.42M-21.3%$30.21M-18.2%$33.99M-12.9%$36.19M-11.1%$37.37M-13.7%
Restaurant Segment$282.67M+11.4%$280.87M+11.7%$270.69M+7.6%$261.34M+3.7%$253.8M+1.5%
Earnings (loss) before income taxes by Business
Insurance Segment$14.42M+72.1%$12.72M+39.9%$10.45M-0.4%$8.32M-21.7%$8.38M-30.5%
Oil And Gas Segment$3.76M-87.1%$12.9M-35.2%$12.76M-51.0%$12.8M-59.7%$29.1M+40.0%
Restaurant Segment$22.7M+13.2%$23.14M+7.1%$21.85M-9.5%$20.72M-15.9%$20.05M-22.4%
Costs and Expenses by Business
Insurance Segment$61.63M-6.5%$63.75M+0.2%$65.92M+9.9%$67.11M+14.9%$65.93M+17.5%
Oil And Gas Segment$28.71M-15.4%$29.19M-13.8%$31.53M-4.9%$33.64M+3.7%$33.95M+2.3%
Restaurant Segment$259.96M+11.2%$257.73M+12.1%$248.84M+9.4%$240.62M+5.9%$233.75M+4.2%
G&A by Business
Oil And Gas Segment$4.99M-19.6%$4.97M-19.0%$6.02M+21.8%$6.06M+17.9%$6.2M+21.5%
Depreciation, depletion, and amortization by Business
Oil And Gas Segment$11.29M-2.4%$11.67M+5.2%$11.91M+11.8%$12.8M+30.1%$11.57M+9.7%
Total revenues by Product
Other$2.72M-3.2%$2.98M+0.7%$3.04M$3.18M$2.81M
Earnings (loss) before income taxes by Product
Insurance Underwriting1,023,700,000%+465,800,000pp856,900,000%+334,600,000pp859,800,000%+175,700,000pp633,900,000%-59,700,000pp557,900,000%-239,900,000pp
Investment Income315,300,000%-69,700,000pp333,900,000%-58,900,000pp374,200,000%+28,750,000pp373,400,000%+32,700,000pp385,000,000%+62,950,000pp
Other188,700,000%216,700,000%
Restaurant operations by Product
Franchise partner fees$80.4M+14.9%$77M+9.0%$74.01M+4.2%$72M+0.7%$70M-3.3%
Franchise royalties and fees$13.22M-3.1%$13.59M-0.3%$12.61M-13.1%$13.16M-13.2%$13.64M-12.9%
Insurance premiums and other$76.05M+2.3%$76.46M+5.2%$76.37M+8.3%$75.44M+9.5%$74.31M+8.0%
Oil and gas$29.42M-21.3%$30.21M-18.2%$33.99M-9.8%$36.19M-10.2%$37.37M-11.8%
Restaurant operations$282.67M+11.4%$280.87M+11.7%$270.69M+7.3%$261.34M+3.8%$253.8M+0.8%
Other segment items by Product
Insurance Underwriting$0$0$0$0$0
Investment Income$0$0$0$0$0
Costs and Expenses by Product
Insurance Underwriting$60.8M-4.0%$62.94M+2.6%$62.35M+6.8%$63.55M+11.1%$63.36M+16.0%
Investment Income$0$0$0$0$0
Insurance losses and underwriting expenses by Product
Insurance Underwriting$19.71M+6.0%$19.8M+11.7%$16.31M-10.2%$18.07M+3.1%$18.59M+9.3%
Investment Income$0$0$0$0$0
Other-$96K$0$0$0$0
Insurance losses by Product
Insurance Underwriting$41.09M-8.2%$43.14M-1.1%$46.04M+14.4%$45.48M+14.6%$44.77M+19.0%
Investment Income$0$0$0$0$0
Other$0$0$0$0$0

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Questions, answered.

How does Biglari Holdings Inc. break its business down?
Biglari Holdings Inc. (BH) reports restaurant operations by business across 4 parts — Insurance Segment, Maxim, Oil And Gas Segment and Restaurant Segment. Each is extracted from the segment footnotes and tracked over time.
Where does Biglari Holdings Inc.'s segment data come from?
Segment breakdowns are pulled from the segment footnotes in Biglari Holdings Inc.'s SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.