What is BillionToOne, Inc. 's allowance for credit losses?

BillionToOne, Inc. (BLLN) reported allowance for credit losses of $3.06M in Q4 2025.

What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

BillionToOne, Inc. BLLN Allowance for credit losses

Allowance for credit losses at other companies

Natera, Inc.NTRA

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Other financials

Income statement

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Revenue$108.4M+83.8%

Gross profit$79.1M+108%

Operating income$17.8M+870%

Net income$18.0M+551%

EPS (diluted)$0.34+187%

Balance sheet

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Cash & equivalents$537.5M+181%

Total debt$144.2M—

Total equity$505.6M+300%

Total assets$700.7M—

Cash flow

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Operating cash flow$15.4M+488%

CapEx$4.5M+90.5%

Free cash flow$11.0M+3,842%

Valuation

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Market cap$5.16B+17.3%

Enterprise value$4.77B—

P/E174.1×—

P/S14.6×—

Profitability

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Gross margin70.4%—

Operating margin-96.9%—

Net margin8.4%—

FCF margin-83.4%—

Returns & leverage

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Return on equity23.5%—

Debt / equity0.3×—

Current ratio10.9×—

Where this comes from

Reported directly by BillionToOne, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccruals.

The official record: BillionToOne, Inc. ’s 10-K, filed March 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BillionToOne, Inc. 's allowance for credit losses?: BillionToOne, Inc. (BLLN) reported allowance for credit losses of $3.06M in Q4 2025.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.