What is Blend Labs's retained earnings?

Blend Labs (BLND) reported retained earnings of -$1.4B in Q1 2026.

How has Blend Labs's retained earnings changed year-over-year?

Blend Labs's retained earnings decreased by 0.4% year-over-year, from -$1.39B to -$1.4B.

What is the long-term trend for Blend Labs's retained earnings?

Over 5 years (2020 to 2025), Blend Labs's retained earnings has grown at a 38.5% compound annual growth rate (CAGR), from -$272.85M to -$1.39B.

What does retained earnings mean?

Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

Blend Labs BLND Retained Earnings

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Other financials

Income statement

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Revenue$30.8M+14.9%

Gross profit$23.4M+23.0%

Operating income-$5.1M+36.6%

Net income-$8.0M+15.4%

EPS (diluted)-$0.05+16.7%

Balance sheet

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Cash & equivalents$39.4M-35.7%

Total debt$1.4M-20.8%

Total equity-$55.9M-226%

Total assets$161.3M-14.0%

Cash flow

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Operating cash flow$7.4M-63.5%

CapEx$1.1M-74.1%

Free cash flow$6.2M-60.5%

Valuation

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Market cap$392.23M-52.3%

Enterprise value$354.22M-53.5%

P/S3.1×-3.8×

Profitability

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Gross margin74.9%+2.3pp

Operating margin-14.7%-5.0pp

Net margin-4.2%-1.9pp

FCF margin-7.6%-8.9pp

Returns & leverage

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Return on equity-251.8%+881pp

Debt / equity36.8×+35.5×

Current ratio1.8×-0.6×

Where this comes from

Reported directly by Blend Labs in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Blend Labs’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Blend Labs's retained earnings?: Blend Labs (BLND) reported retained earnings of -$1.4B in Q1 2026.
How has Blend Labs's retained earnings changed year-over-year?: Blend Labs's retained earnings decreased by 0.4% year-over-year, from -$1.39B to -$1.4B.
What is the long-term trend for Blend Labs's retained earnings?: Over 5 years (2020 to 2025), Blend Labs's retained earnings has grown at a 38.5% compound annual growth rate (CAGR), from -$272.85M to -$1.39B.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.