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Bank of Marin Bancorp BMRC Q1 2025 earnings

Reported April 28, 2025 · Before market open

Revenue$26.9MMiss by $2.2M
EPS$0.30Miss by $0.02
Revenue estimate$29.1M
EPS estimate$0.32

Next report

Oct 26, 2026 (in 3 months)
Revenue estimate$35.1M
EPS estimate$0.57

Financials

Q1 2025

Income statement

See full
Revenue$27.0M+6.1%
Net income$4.9M+66.9%
EPS (diluted)$0.30+66.7%

Balance sheet

See full
Cash & equivalents$259.9M+616%
Total debt$21.7M-11.9%
Total equity$439.6M+0.7%
Total assets$3.8B+0.5%

Cash flow

See full
Operating cash flow$4.9M+14.1%
CapEx$314.0K+95.0%
Free cash flow$4.6M+11.0%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$355.69M+31.9%
Enterprise value$117.5M-54.5%
P/S4.8×+2.1×

Profitability

See full
Net margin-8.6%-22.0pp
FCF margin37.8%+11.8pp

Returns & leverage

See full
Return on equity-1.5%-4.6pp
Debt / equity0×0.0×

Segments

By product

See full
Wealth management and trust services$563.0K+1.8%
Service charges on deposit accounts$548.0K+3.6%
Debit card interchange fees, net$396.0K-2.9%
Merchant interchange fees, net$96.0K-42.5%

Versus estimates

Revenue

Q2 2026$34.0MMiss by $73.0KQ1 2026$34.1MBeat by $266.0KQ4 2025$34.0MBeat by $896.2KQ3 2025$29.8MMiss by $2.5MQ2 2025$19.6MMiss by $9.5M
Q1 2025$26.9MMiss by $2.2M

Diluted EPS

Q2 2026$0.58Beat by $0.06Q1 2026$0.53Miss by $0.03Q4 2025$0.59Beat by $0.08Q3 2025$0.47Beat by $0.05Q2 2025$0.29Miss by $0.07
Q1 2025$0.30Miss by $0.02

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Questions, answered.

When did Bank of Marin Bancorp report Q1 2025 earnings?
Bank of Marin Bancorp (BMRC) reported Q1 2025 earnings on April 28, 2025 before market open.
What were Bank of Marin Bancorp's Q1 2025 revenue and EPS?
Bank of Marin Bancorp reported revenue of $26.9M and eps of $0.30 for Q1 2025.
Did Bank of Marin Bancorp beat estimates in Q1 2025?
Revenue missed the consensus estimate of $29.1M by $2.2M. EPS missed the consensus estimate of $0.32 by $0.02.
How did Bank of Marin Bancorp's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 9.3% from $24.6M a year earlier and eps grew 66.7% from $0.18.
Where can I find Bank of Marin Bancorp's Q1 2025 SEC filings?
You can read the 10-Q periodic report (0001403475-25-000038) directly on SEC EDGAR. The filing index links above go to sec.gov.