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Bank of Marin Bancorp BMRC Deposit Liabilities Reclassified as Loans Receivable

Deposit Liabilities Reclassified as Loans Receivable at other companies

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Other financials

Income statement

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Revenue$34.1M+26.4%
Net income$8.5M+74.5%
EPS (diluted)$0.53+76.7%

Balance sheet

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Cash & equivalents$236.6M-9.0%
Total debt$69.8M+221%
Total equity$394.5M-10.3%
Total assets$3.9B+3.4%

Cash flow

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Operating cash flow$1.1M-78.0%
CapEx$164.0K-47.8%
Free cash flow$921.0K-80.1%

Valuation

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Market cap$426.11M+23.3%
Enterprise value$259.26M+141%
P/S11.1×+6.5×

Profitability

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Net margin-83.2%-94.1pp
FCF margin87.2%+49.4pp

Returns & leverage

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Return on equity-7.7%-10.1pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Bank of Marin Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DepositLiabilitiesReclassifiedAsLoansReceivable1.

The official record: Bank of Marin Bancorp’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of Marin Bancorp's deposit liabilities reclassified as loans receivable?
Bank of Marin Bancorp (BMRC) reported deposit liabilities reclassified as loans receivable of $282K in Q4 2025.
How has Bank of Marin Bancorp's deposit liabilities reclassified as loans receivable changed year-over-year?
Bank of Marin Bancorp's deposit liabilities reclassified as loans receivable decreased by 28.2% year-over-year, from $393K to $282K.
What is the long-term trend for Bank of Marin Bancorp's deposit liabilities reclassified as loans receivable?
Over 5 years (2020 to 2025), Bank of Marin Bancorp's deposit liabilities reclassified as loans receivable has grown at a 5.2% compound annual growth rate (CAGR), from $219K to $282K.
What does deposit liabilities reclassified as loans receivable mean?
This metric represents deposit balances that have been converted or reclassified into loan receivables due to specific contractual agreements or regulatory requirements. This reclassification often occurs in specialized lending arrangements where deposits serve as collateral or are otherwise restricted. It highlights unique balance sheet structures that may impact the bank's net interest margin and liquidity position.