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Bank of Marin Bancorp BMRC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Shore Bancshares logo
Shore BancsharesSHBI
Customers Bancorp logo
Customers BancorpCUBI
Bank of Hawaii logo
Bank of HawaiiBOH
Capital Bancorp logo
Capital BancorpCBNK
Lakeland Financial logo
Lakeland FinancialLKFN

Other financials

Income statement

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Revenue$34.1M+26.4%
Net income$8.5M+74.5%
EPS (diluted)$0.53+76.7%

Balance sheet

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Cash & equivalents$236.6M-9.0%
Total debt$69.8M+221%
Total equity$394.5M-10.3%
Total assets$3.9B+3.4%

Cash flow

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Operating cash flow$1.1M-78.0%
CapEx$164.0K-47.8%
Free cash flow$921.0K-80.1%

Valuation

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Market cap$426.11M+23.3%
Enterprise value$259.26M+141%
P/S11.1×+6.5×

Profitability

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Net margin-83.2%-94.1pp
FCF margin87.2%+49.4pp

Returns & leverage

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Return on equity-7.7%-10.1pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Bank of Marin Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Bank of Marin Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of Marin Bancorp's accretion (amortization) of discounts and premiums, investments?
Bank of Marin Bancorp (BMRC) reported accretion (amortization) of discounts and premiums, investments of $38K in Q1 2026.
How has Bank of Marin Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Bank of Marin Bancorp's accretion (amortization) of discounts and premiums, investments increased by 113.7% year-over-year, from -$277K to $38K.
What is the long-term trend for Bank of Marin Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2021 to 2025), Bank of Marin Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -49.8% compound annual growth rate (CAGR), from -$5.8M to -$734K.
What does accretion (amortization) of discounts and premiums, investments mean?
The periodic adjustment to the carrying value of investment securities to reflect the amortization of premiums or the accretion of discounts over the life of the instrument. This process ensures that the effective yield of the investment is recognized consistently in interest income.