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Bank of Marin Bancorp BMRC Proceeds in excess of the cash surrender values

Proceeds in excess of the cash surrender values at other companies

Timberland Bancorp logo
Timberland BancorpTSBK
$260K
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
$0-100%
Republic Bancorp logo
Republic BancorpRBCAA
$185K
Timberland Bancorp logo
Timberland BancorpTSBK
$425.5K+164%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$0-100%
First Bancorp logo
First BancorpFBNC
$0-100%

Other financials

Income statement

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Revenue$34.1M+26.4%
Net income$8.5M+74.5%
EPS (diluted)$0.53+76.7%

Balance sheet

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Cash & equivalents$236.6M-9.0%
Total debt$69.8M+221%
Total equity$394.5M-10.3%
Total assets$3.9B+3.4%

Cash flow

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Operating cash flow$1.1M-78.0%
CapEx$164.0K-47.8%
Free cash flow$921.0K-80.1%

Valuation

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Market cap$426.11M+23.3%
Enterprise value$259.26M+141%
P/S11.1×+6.5×

Profitability

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Net margin-83.2%-94.1pp
FCF margin87.2%+49.4pp

Returns & leverage

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Return on equity-7.7%-10.1pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Bank of Marin Bancorp in its filing.

Tagged under the XBRL concept bmrc:ProceedsInExcessOfCashSurrenderValuesOnBankOwnedLifeInsurance.

The official record: Bank of Marin Bancorp’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of Marin Bancorp's proceeds in excess of the cash surrender values?
Bank of Marin Bancorp (BMRC) reported proceeds in excess of the cash surrender values of $76.5K in Q4 2025.
What is the long-term trend for Bank of Marin Bancorp's proceeds in excess of the cash surrender values?
Over 4 years (2021 to 2025), Bank of Marin Bancorp's proceeds in excess of the cash surrender values has grown at a -27.4% compound annual growth rate (CAGR), from $1.1M to $306K.
What does proceeds in excess of the cash surrender values mean?
The portion of death benefit proceeds received from BOLI policies that exceeds the recorded cash surrender value of those policies. This metric represents a non-recurring gain that boosts non-interest income when insured individuals pass away. It is an irregular but significant contributor to earnings that should be analyzed for its impact on periodic profitability.