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Bank of the James Financial Group BOTJ Q1 2025 earnings

Reported April 30, 2025 · Before market open

Revenue$14.3M
EPS$0.19

Next report

Date not yet announced

Financials

Q1 2025

Income statement

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Revenue$11.0M+7.3%
Net income$842.0K-61.5%
EPS (diluted)$0.19-60.4%

Balance sheet

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Cash & equivalents$95.0M+7.8%
Total equity$68.3M+13.1%
Total assets$1.0B+2.7%

Cash flow

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Operating cash flow$763.0K+162%
CapEx$622.0K+29.9%
Free cash flow$141.0K+108%

Valuation & ratios

Valuation

as of 03/31/25
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Market cap$67.15M+42.7%
P/E10.2×+4.9×
P/S1.5×+0.4×

Profitability

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Net margin14.6%-6.5pp
FCF margin17.3%—

Returns & leverage

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Return on equity10.2%-5.6pp

Segments

By segment

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Community Banking$1.1M+6.7%

FAQ

When did Bank of the James Financial Group report Q1 2025 earnings?
Bank of the James Financial Group (BOTJ) reported Q1 2025 earnings on April 30, 2025 before market open.
What were Bank of the James Financial Group's Q1 2025 revenue and EPS?
Bank of the James Financial Group reported revenue of $14.3M and eps of $0.19 for Q1 2025.
How did Bank of the James Financial Group's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 3.7% from $13.8M a year earlier and eps declined 60.4% from $0.48.
Where can I find Bank of the James Financial Group's Q1 2025 SEC filings?
You can read the 8-K earnings release (0001562762-25-000101) and the 10-Q periodic report (0001562762-25-000129) directly on SEC EDGAR. The filing index links above go to sec.gov.