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Bank of the James Financial Group BOTJ Q2 2026 earnings

Reported July 30, 2026 · Before market open

Revenue$16.8M
EPS$0.71

Next report

Date not yet announced

Financials

Q2 2026

Income statement

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Revenue$13.7M+11.4%
Net income$3.2M+19.8%
EPS (diluted)$0.71+18.3%

Balance sheet

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Cash & equivalents$35.5M-54.4%
Total equity$83.2M+16.0%
Total assets$1.0B+3.7%

Cash flow

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Operating cash flow$632.0K-82.7%
CapEx$300.0K+140%
Free cash flow$332.0K-90.6%

Valuation & ratios

Valuation

as of 10/02/26
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Market cap$123.58M+75.6%
P/E10.8×+1.9×
P/S2.4×+0.9×

Profitability

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Net margin22.2%+6.7pp
FCF margin22.2%+3.7pp

Returns & leverage

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Return on equity14.8%+4.1pp

FAQ

When did Bank of the James Financial Group report Q2 2026 earnings?
Bank of the James Financial Group (BOTJ) reported Q2 2026 earnings on July 30, 2026 before market open.
What were Bank of the James Financial Group's Q2 2026 revenue and EPS?
Bank of the James Financial Group reported revenue of $16.8M and eps of $0.71 for Q2 2026.
How did Bank of the James Financial Group's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 8.5% from $15.5M a year earlier and eps grew 18.3% from $0.60.
Where can I find Bank of the James Financial Group's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001275101-26-000023) and the 10-Q periodic report (0001275101-26-000025) directly on SEC EDGAR. The filing index links above go to sec.gov.