How do you interpret PR — financing receivable nonaccrual interest income?

Lower levels are preferred, as high nonaccrual interest income suggests a reliance on distressed assets for revenue.

How does PR — financing receivable nonaccrual interest income compare across companies?

Often compared against 'Nonaccrual Loans' to assess the yield on distressed portfolios.

Popular BPOP PR — Financing Receivable Nonaccrual Interest Income

Discontinued — last reported Q4 '20

Similar metrics at other companies

FBR

FBRTVarious — Nonaccrual loan

$60.3M—

RJFPerforming nonaccrual loans

$75M-41.4%

SFFinancing Receivable Recorded Investment Nonaccrual Status Restructured Loans And Nonperforming Loans With No Allowance

$105.99M-34.1%

LOANInterest And Other Fees Receivable On Loans

$1.79M+10.9%

PCARFinancial Services — Financing Receivable Nonaccrual With Allowance

$453.2M+124%

RWTLegacy Investments — Financing receivables nonaccrual

$245M—

Other financials

Income statement

See full

Revenue$835.8M+10.3%

Net income$245.7M+38.4%

EPS (diluted)$3.78+47.7%

Balance sheet

See full

Cash & equivalents$394.7M+1.1%

Total debt$1.6B+13.3%

Total equity$6.3B+8.8%

Total assets$76.1B+2.8%

Cash flow

See full

Operating cash flow$191.6M+11.4%

CapEx$36.7M-28.8%

Free cash flow$154.9M+28.5%

Valuation

See full

Market cap$10.28B+36.1%

Enterprise value$11.49B+33.6%

P/E11.4×+0.4×

P/S3.1×+0.6×

Profitability

See full

Net margin27.5%+4.4pp

FCF margin21.8%+5.9pp

Returns & leverage

See full

Return on equity14.9%+2.3pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by Popular in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableNonaccrualInterestIncome.

The official record: Popular’s 10-K, filed March 1, 2021, on SEC EDGAR. View the filing →

Questions, answered.

What does PR — financing receivable nonaccrual interest income mean?: Interest income earned from loans that are considered high-risk or non-performing.
How do you interpret PR — financing receivable nonaccrual interest income?: Lower levels are preferred, as high nonaccrual interest income suggests a reliance on distressed assets for revenue.
How does PR — financing receivable nonaccrual interest income compare across companies?: Often compared against 'Nonaccrual Loans' to assess the yield on distressed portfolios.