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Princeton Bancorp, Inc. BPRN Banking Regulation Capital Conservation Buffer Capital Conserved Minimum

Banking Regulation Capital Conservation Buffer Capital Conserved Minimum at other companies

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OceanFirst FinancialOCFC
$0.030.0%
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SR Bancorp, Inc.SRBK

Other financials

Income statement

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Revenue$21.3M+1.7%
Net income$6.2M+15.8%
EPS (diluted)$0.91+18.2%

Balance sheet

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Cash & equivalents$119.8M+77.0%
Total debt$21.3M-4.2%
Total equity$273.6M+2.5%
Total assets$2.3B-2.8%

Cash flow

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Operating cash flow$5.2M+316%
CapEx$274.0K+37.0%
Free cash flow$4.9M+369%

Valuation

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Market cap$258.48M+21.0%
Enterprise value$159.99M-28.6%
P/E13.3×-18.0×
P/S3.1×+0.4×

Profitability

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Net margin23%+8.6pp
FCF margin28.9%+16.8pp

Returns & leverage

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Return on equity7.2%+2.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Princeton Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankingRegulationCapitalConservationBufferCapitalConservedMinimum.

The official record: Princeton Bancorp, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Princeton Bancorp, Inc.'s banking regulation capital conservation buffer capital conserved minimum?
Princeton Bancorp, Inc. (BPRN) reported banking regulation capital conservation buffer capital conserved minimum of 2.5% in Q4 2025.
What is the long-term trend for Princeton Bancorp, Inc.'s banking regulation capital conservation buffer capital conserved minimum?
Over 3 years (2022 to 2025), Princeton Bancorp, Inc.'s banking regulation capital conservation buffer capital conserved minimum has grown at a 0.0% compound annual growth rate (CAGR), from 2.5% to 2.5%.
What does banking regulation capital conservation buffer capital conserved minimum mean?
This metric identifies the minimum amount of capital that must be conserved to satisfy the regulatory capital conservation buffer requirements. It acts as a constraint on capital distributions, such as dividends and share buybacks, if the bank's capital ratios fall within the buffer range. It is a key indicator of the bank's current capacity to return capital to shareholders.