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Bank7 Corp. BSVN Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Customers BancorpCUBI

Other financials

Income statement

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Revenue$26.2M+15.8%
Net income$12.0M+16.2%
EPS (diluted)$1.25+15.7%

Balance sheet

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Cash & equivalents$246.7M+2.5%
Total debt$2.1M+14.5%
Total equity$259.8M+17.2%
Total assets$1.9B+8.9%

Cash flow

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Operating cash flow$16.6M+51.4%
CapEx$2.5M-11.2%
Free cash flow$14.2M+72.8%

Valuation

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Market cap$450.65M+23.5%
P/E10.1×+1.9×
P/S4.5×+0.7×

Profitability

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Net margin44.8%-1.8pp
FCF margin47.4%+6.5pp

Returns & leverage

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Return on equity18.6%-3.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank7 Corp. in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Bank7 Corp.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank7 Corp.'s accretion (amortization) of discounts and premiums, investments?
Bank7 Corp. (BSVN) reported accretion (amortization) of discounts and premiums, investments of -$39K in Q1 2026.
How has Bank7 Corp.'s accretion (amortization) of discounts and premiums, investments changed year-over-year?
Bank7 Corp.'s accretion (amortization) of discounts and premiums, investments increased by 33.9% year-over-year, from -$59K to -$39K.
What is the long-term trend for Bank7 Corp.'s accretion (amortization) of discounts and premiums, investments?
Over 2 years (2021 to 2025), Bank7 Corp.'s accretion (amortization) of discounts and premiums, investments has grown at a 156.9% compound annual growth rate (CAGR), from -$30K to -$198K.
What does accretion (amortization) of discounts and premiums, investments mean?
The periodic adjustment to the carrying value of investment securities to reflect the systematic recognition of purchase discounts or premiums over the life of the asset. This process aligns the effective yield of the investment with its market-based acquisition cost. It is a critical component in reconciling the difference between the coupon rate and the effective interest income recognized.