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TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Net margin-2.8%-0.5pp-2.2%-0.4pp-1.9%-0.7pp-1.2%+1.0pp-2.3%-0.5pp
EBITDA margin5.1%-8.9pp14%+0.4pp13.6%-0.8pp14.4%+0.5pp14%+1.4pp
Returns
Return on equity-5.7%0.0pp-5.7%-1.1pp-4.6%-1.7pp-2.9%+2.4pp-5.3%-1.0pp
Return on assets-1%0.0pp-0.9%-0.1pp-0.8%-0.3pp-0.5%+0.4pp-0.9%-0.2pp
Return on invested capital-3.2%-7.7pp4.5%-0.2pp4.7%-0.9pp5.6%+0.3pp5.3%+1.1pp
Efficiency
Asset turnover0.3×-0.1×0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×
Liquidity
Current ratio1.1×-0.1×1.2×0.0×1.2×-0.1×1.2×+0.1×1.1×+0.2×
Quick ratio1.1×-0.1×1.2×0.0×1.2×-0.1×1.2×+0.1×1.1×+0.2×
Cash ratio0.3×0.0×0.3×0.0×0.3×0.0×0.4×+0.1×0.3×0.0×
Leverage
Debt-to-equity2.4×-0.4×2.8×+0.1×2.7×+0.2×2.5×-0.1×2.6×0.0×
Debt-to-assets0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×
Net debt / EBITDA21.7×+15.5×6.2×-0.4×6.6×+0.9×5.7×-0.8×6.5×-0.2×
Interest coverage-0.6×-1.3×0.7×0.0×0.8×-0.1×0.9×0.0×0.9×+0.3×
Per Share
Book value per share$9.96+12.7%$8.83-2.2%$9.03-2.6%$9.28+3.8%$8.94-2.8%
Valuation
Market capitalization$2.12B+23.3%$1.72B-14.4%$2.01B-36.1%$3.15B+3.3%$3.05B
Enterprise value$3.93B+29.8%$3.03B-9.4%$3.34B-23.1%$4.35B+0.3%$4.34B
Price / sales1.3×+0.2×1.1×-0.2×1.4×-0.8×2.2×0.0×2.1×
Price / book2.2×-0.7×2.9×-0.4×3.2×-1.7×+0.1×4.9×
EV / EBITDA47.2×+32.8×14.4×-2.2×16.5×-4.1×20.6×-1.2×21.8×
EV / sales2.4×+0.4×-0.2×2.2×-0.7×-0.1×
Earnings yield-2.1%-0.2pp-2%-0.6pp-1.4%-0.8pp-0.6%+0.5pp-1.1%

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Questions, answered.

Where do The Baldwin Insurance Group, Inc.'s ratios come from?
Every ratio is computed from The Baldwin Insurance Group, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.