Where do The Baldwin Insurance Group, Inc.'s ratios come from?

Every ratio is computed from The Baldwin Insurance Group, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	-2.2%-0.5pp	-1.8%+5.6pp	-7.4%-3.1pp	-4.3%+1.1pp
EBITDA margin	14%+1.4pp	12.6%+8.0pp	4.6%-1.1pp	5.6%+2.1pp
Returns
Return on equity	-5.7%-1.4pp	-4.3%+11.1pp	-15.4%-8.6pp	-6.9%-0.6pp
Return on assets	-0.9%-0.2pp	-0.7%+1.9pp	-2.6%-1.3pp	-1.3%+0.1pp
Return on invested capital	4.5%+0.4pp	4.2%+7.3pp	-3.1%-0.7pp	-2.4%+0.8pp
Efficiency
Asset turnover	0.4×0.0×	0.4×0.0×	0.4×0.0×	0.3×+0.1×
Liquidity
Current ratio	1.2×+0.2×	1×+0.1×	0.9×-0.2×	1.1×0.0×
Quick ratio	1.2×+0.2×	1×+0.1×	0.9×-0.2×	1.1×0.0×
Cash ratio	0.3×0.0×	0.3×+0.1×	0.2×-0.1×	0.3×-0.1×
Leverage
Debt-to-equity	2.8×+0.2×	2.6×+0.6×	1.9×+0.4×	1.5×0.0×
Debt-to-assets	0.4×0.0×	0.4×+0.1×	0.3×0.0×	0.3×0.0×
Net debt / EBITDA	6.2×-0.5×	6.7×-8.4×	15.2×+2.7×	12.5×-21.7×
Interest coverage	0.7×+0.1×	0.6×+1.0×	-0.4×+0.1×	-0.5×+0.9×
Per Share
Book value per share	$8.83-3.9%	$9.19-1.4%	$9.32-12.9%	$10.70-16.3%
Valuation
Market capitalization	$1.72B-34.3%	$2.62B—	——	——
Enterprise value	$3.03B-20.3%	$3.8B—	——	——
Price / sales	1.1×-0.7×	1.9×—	——	——
Price / book	2.9×-1.6×	4.5×—	——	——
EV / EBITDA	14.4×-7.3×	21.7×—	——	——
EV / sales	2×-0.7×	2.7×—	——	——
Earnings yield	-2%-1.0pp	-0.9%—	——	——

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Questions, answered.

Where do The Baldwin Insurance Group, Inc.'s ratios come from?: Every ratio is computed from The Baldwin Insurance Group, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.