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TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Net margin-2.8%-0.5pp-2.2%-0.5pp-1.9%+1.0pp-1.2%+2.5pp-2.3%+2.0pp
EBITDA margin5.1%-8.8pp14%+1.4pp13.6%+3.0pp14.4%+5.1pp14%+7.1pp
Returns
Return on equity-5.7%-0.5pp-5.7%-1.4pp-4.6%+1.9pp-2.9%+5.2pp-5.3%+3.8pp
Return on assets-1%0.0pp-0.9%-0.2pp-0.8%+0.3pp-0.5%+0.9pp-0.9%+0.7pp
Return on invested capital-3.2%-8.4pp4.5%+0.4pp4.7%+2.5pp5.6%+4.2pp5.3%+6.1pp
Efficiency
Asset turnover0.3×-0.1×0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×
Liquidity
Current ratio1.1×0.0×1.2×+0.2×1.2×+0.2×1.2×+0.2×1.1×+0.2×
Quick ratio1.1×0.0×1.2×+0.2×1.2×+0.2×1.2×+0.2×1.1×+0.2×
Cash ratio0.3×0.0×0.3×0.0×0.3×0.0×0.4×+0.1×0.3×+0.1×
Leverage
Debt-to-equity2.4×-0.2×2.8×+0.2×2.7×+0.2×2.5×0.0×2.6×+0.8×
Debt-to-assets0.4×-0.1×0.4×0.0×0.4×0.0×0.4×0.0×0.4×+0.1×
Net debt / EBITDA21.7×+15.2×6.2×-0.5×6.6×-1.5×5.7×-3.6×6.5×
Interest coverage-0.6×-1.5×0.7×+0.1×0.8×+0.4×0.9×+0.7×0.9×+1.0×
Per Share
Book value per share$9.96+11.4%$8.83-3.9%$9.03-2.9%$9.28-0.9%$8.94-2.4%
Valuation
Market capitalization$2.12B-30.3%$1.72B$2.01B$3.15B$3.05B
Enterprise value$3.93B-9.3%$3.03B$3.34B$4.35B$4.34B
Price / sales1.3×-0.8×1.1×1.4×2.2×2.1×
Price / book2.2×-2.7×2.9×3.2×4.9×
EV / EBITDA47.2×+25.3×14.4×16.5×20.6×21.8×
EV / sales2.4×-0.6×2.2×
Earnings yield-2.1%-1.1pp-2%-1.4%-0.6%-1.1%

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Questions, answered.

Where do The Baldwin Insurance Group, Inc.'s ratios come from?
Every ratio is computed from The Baldwin Insurance Group, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.