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Citigroup C Q2 2025 earnings

Reported July 15, 2025 · Before market open

Revenue$21.7BBeat by $664.0M
EPS$1.96Beat by $0.30
Revenue estimate$21.0B
EPS estimate$1.66

Next report

Oct 13, 2026 (In 1 week)
Revenue estimate$23.7B
EPS estimate$2.66

Financials

Q2 2025

Income statement

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Revenue$21.7B+8.2%
Net income$4.0B+24.9%
EPS (diluted)$1.96+28.9%

Balance sheet

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Cash & equivalents$337.47B+37.1%
Total debt$385.54B+17.9%
Total equity$213.22B+2.4%
Total assets$2.62T+9.0%

Cash flow

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Operating cash flow-$36.6B-116%
CapEx$1.8B+6.8%
Free cash flow-$38.3B-106%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$151.55B+25.2%
Enterprise value$199.61B-1.1%
P/E10.7×—
P/S1.8×+0.3×

Profitability

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Net margin17.1%—

Returns & leverage

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Return on equity6.7%—
Debt / equity1.8×+0.2×

Segments

By segment

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Services$5.4B+16.1%
USCC$4.5B-7.5%
Wealth$2.8B+55.7%
Banking$1.4B-11.9%

FAQ

When did Citigroup report Q2 2025 earnings?
Citigroup (C) reported Q2 2025 earnings on July 15, 2025 before market open.
What were Citigroup's Q2 2025 revenue and EPS?
Citigroup reported revenue of $21.7B and eps of $1.96 for Q2 2025.
Did Citigroup beat estimates in Q2 2025?
Revenue beat the consensus estimate of $21.0B by $664.0M. EPS beat the consensus estimate of $1.66 by $0.30.
How did Citigroup's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.6% from $20.1B a year earlier and eps grew 28.9% from $1.52.
Where can I find Citigroup's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001410578-25-001455) and the 10-Q periodic report (0000831001-25-000131) directly on SEC EDGAR. The filing index links above go to sec.gov.