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Citigroup C Q3 2025 earnings

Reported November 6, 2025 · Before market open

Revenue$22.1BBeat by $1.0B
EPS$1.86Beat by $0.13
Revenue estimate$21.1B
EPS estimate$1.73

Next report

Oct 13, 2026 (In 1 week)
Revenue estimate$23.7B
EPS estimate$2.66

Financials

Q3 2025

Income statement

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Revenue$22.1B+9.3%
Net income$3.8B+15.9%
EPS (diluted)$1.86+23.2%

Balance sheet

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Cash & equivalents$348.06B+14.8%
Total debt$379.81B+9.3%
Total equity$213.02B+1.9%
Total assets$2.64T+8.7%

Cash flow

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CapEx$1.6B+3.6%
Free cash flow-$517.0M+97.2%

Valuation & ratios

Valuation

as of 09/30/25
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Market cap$186.85B+56.5%
Enterprise value$218.6B+33.5%
P/E12.7×—
P/S2.2×+0.7×

Profitability

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Net margin17.3%—

Returns & leverage

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Return on equity7%—
Debt / equity1.8×+0.1×

Segments

By segment

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Services$5.4B+6.9%
USCC$5.3B+7.4%
Wealth$2.2B+8.5%
Banking$2.1B+33.5%

FAQ

When did Citigroup report Q3 2025 earnings?
Citigroup (C) reported Q3 2025 earnings on November 6, 2025 before market open.
What were Citigroup's Q3 2025 revenue and EPS?
Citigroup reported revenue of $22.1B and eps of $1.86 for Q3 2025.
Did Citigroup beat estimates in Q3 2025?
Revenue beat the consensus estimate of $21.1B by $1.0B. EPS beat the consensus estimate of $1.73 by $0.13.
How did Citigroup's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 9.0% from $20.3B a year earlier and eps grew 23.2% from $1.51.
Where can I find Citigroup's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0000831001-25-000154) directly on SEC EDGAR. The filing index links above go to sec.gov.