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Citigroup C USCC — Average loans

Other segment segments

Wealth
$205B+5.7%
Markets
$162B+26.6%
Services
$99B+13.8%
Banking
$83B+1.2%

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NTRSAsset Servicing Segment — Average Loans
$5.63B-2.0%
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ZIONNBAZ — Average Loans And Leases
$5.61B-1.6%
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ZIONNSB — Average Loans And Leases
$3.75B+2.4%
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ZIONTCBW — Average Loans And Leases
$2.09B+6.3%

Other financials

Income statement

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Revenue$24.6B+14.1%
Net income$5.8B+42.3%
EPS (diluted)$3.06+56.1%

Balance sheet

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Cash & equivalents$385.72B+25.1%
Total debt$396.86B+12.5%
Total equity$210.96B-0.7%
Total assets$2.78T+8.0%

Cash flow

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Operating cash flow-$21.9B+62.7%
CapEx$1.4B-6.7%
Free cash flow-$23.3B+61.3%

Valuation

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Market cap$222.17B+31.1%
Enterprise value$233.31B+7.2%
P/E13.9×+1.9×
P/S2.5×+0.5×

Profitability

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Gross margin76.6%
Net margin18.2%+1.7pp
FCF margin-71.1%

Returns & leverage

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Return on equity7.6%+1.2pp
Debt / equity1.9×+0.2×

Where this comes from

Reported directly by Citigroup in its filing.

Tagged under the XBRL concept c:FinancingReceivableAfterAllowanceForCreditLossAverageOutstandingAmount.

The source filing: Citigroup’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:50 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000831001-26-000019
In millions of dollars, except end-of-period assets, average loans and average deposits in billionsThree Months Ended March 31, / Services / 2026Three Months Ended March 31, / Services / 2025Three Months Ended March 31, / Markets / 2026Three Months Ended March 31, / Markets / 2025Three Months Ended March 31, / Banking / 2026Three Months Ended March 31, / Banking / 2025
Provision (benefits) for income taxes11750222255
Income (loss) from continuing operations432191732838
End-of-period assets (March 31, 2026 and December 31, 2025)$320$316$171$178
Average loans205194171168
Average deposits414399
In millions of dollars, except end-of-period assets, average loans and average deposits in billionsAll Other(3)Reconciling Items(3)Total Citi
202620252026202520262025
Net interest income$1,003$1,284$15,741$14,012

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FAQ

What is Citigroup's USCC — average loans?
Citigroup (C) reported USCC — average loans of $171B in Q1 2026.
How has Citigroup's USCC — average loans changed year-over-year?
Citigroup's USCC — average loans increased by 1.8% year-over-year, from $168B to $171B.
What is the long-term trend for Citigroup's USCC — average loans?
Over 4 years (2021 to 2025), Citigroup's USCC — average loans has grown at a 39.8% compound annual growth rate (CAGR), from $159B to $607B.
What does USCC — average loans mean?
This metric represents the average outstanding balance of loans held within the U.S. Personal Banking segment over a specified period. It serves as a primary indicator of the scale and growth of the bank's consumer lending portfolio, including credit cards and retail banking products. Tracking this balance helps investors assess the segment's market penetration and credit expansion strategy.

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