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Citigroup C Services — Average loans

Other segment segments

Wealth
$205B+5.7%
USCC
$171B+1.8%
Markets
$162B+26.6%
Banking
$83B+1.2%

Similar metrics at other companies

Pathfinder Bancorp logo
PBHCLoans And Leases Receivable Average Loan Balance
$97K+3.2%
Corebridge Financial logo
CRBGCalifornia — Weighted average debt service coverage ratio
210%0.0pp
U.S. Bancorp logo
USBPayment Services — Loans
$44B+5.8%
U.S. Bancorp logo
USBPayment Services — Goodwill Average
$3.48B+2.7%
BK
BKSecurities Services — Average assets
$218.5B+12.1%
Northern Trust logo
NTRSAsset Servicing Segment — Average Loans
$5.63B-2.0%

Other financials

Income statement

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Revenue$24.6B+14.1%
Net income$5.8B+42.3%
EPS (diluted)$3.06+56.1%

Balance sheet

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Cash & equivalents$385.72B+25.1%
Total debt$396.86B+12.5%
Total equity$210.96B-0.7%
Total assets$2.78T+8.0%

Cash flow

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Operating cash flow-$21.9B+62.7%
CapEx$1.4B-6.7%
Free cash flow-$23.3B+61.3%

Valuation

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Market cap$222.17B+31.1%
Enterprise value$233.31B+7.2%
P/E13.9×+1.9×
P/S2.5×+0.5×

Profitability

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Gross margin76.6%
Net margin18.2%+1.7pp
FCF margin-71.1%

Returns & leverage

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Return on equity7.6%+1.2pp
Debt / equity1.9×+0.2×

Where this comes from

Reported directly by Citigroup in its filing.

Tagged under the XBRL concept c:FinancingReceivableAfterAllowanceForCreditLossAverageOutstandingAmount.

The source filing: Citigroup’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:50 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000831001-26-000019
In millions of dollars, except end-of-period assets, average loans and average deposits in billionsThree Months Ended March 31, / Services / 2026Three Months Ended March 31, / Services / 2025Three Months Ended March 31, / Markets / 2026Three Months Ended March 31, / Markets / 2025Three Months Ended March 31, / Banking / 2026Three Months Ended March 31, / Banking / 2025
Provision (benefits) for income taxes8327207975469160
Income (loss) from continuing operations2,2421,8492,6291,862304222
End-of-period assets (March 31, 2026 and December 31, 2025)$649$628$1,280$1,185$154$140
Average loans99871621288382
Average deposits9618261915
In millions of dollars, except end-of-period assets, average loans and average deposits in billionsWealthUSCC
2026202520262025
Net interest income$2,095$1,831$5,116$4,984

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FAQ

What is Citigroup's services — average loans?
Citigroup (C) reported services — average loans of $99B in Q1 2026.
How has Citigroup's services — average loans changed year-over-year?
Citigroup's services — average loans increased by 13.8% year-over-year, from $87B to $99B.
What is the long-term trend for Citigroup's services — average loans?
Over 3 years (2021 to 2025), Citigroup's services — average loans has grown at a 55.1% compound annual growth rate (CAGR), from $74B to $276B.
What does services — average loans mean?
Represents the average balance of outstanding loans held by the Services business segment over a specific reporting period. This metric reflects the scale of credit extension and lending activity within the segment's corporate and institutional client base. It is a key indicator of the segment's asset deployment and its role in generating interest-based revenue.

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