Discontinued — last reported Q3 '23
Debt Instrument - Effective Interest Rate
Citigroup Debt Instrument - Effective Interest Rate decreased by 0.9% to $0.04 in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.9%, from $0.04 to $0.04. Over 5 years (FY 2020 to FY 2025), Debt Instrument - Effective Interest Rate shows an upward trend with a 10.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests rising borrowing costs or a higher risk profile, while a decrease indicates improved credit terms or favorable market conditions.
Detailed definition
This is the actual interest rate paid on debt instruments, accounting for the amortization of discounts, premiums, and i...
Peer comparison
Used to benchmark the cost of debt against industry peers and market interest rate benchmarks.
debt_instrument_interest_rate_effective_pctHistorical Data
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $0.03 | $0.04 | $0.04 | $0.04 | $0.04 |
| QoQ Change | — | +31.4% | +2.9% | +4.3% | -0.9% |
| YoY Change | — | +31.4% | +2.9% | +4.3% | -0.9% |
Debt Instrument - Effective Interest Rate at Other Companies
Frequently Asked Questions
- What is Citigroup's debt instrument - effective interest rate?
- Citigroup (C) reported debt instrument - effective interest rate of $0.04 in Q4 2025.
- How has Citigroup's debt instrument - effective interest rate changed year-over-year?
- Citigroup's debt instrument - effective interest rate decreased by 0.9% year-over-year, from $0.04 to $0.04.
- What is the long-term trend for Citigroup's debt instrument - effective interest rate?
- Over 5 years (2020 to 2025), Citigroup's debt instrument - effective interest rate has grown at a 10.6% compound annual growth rate (CAGR), from $0.03 to $0.04.
- What does debt instrument - effective interest rate mean?
- The true annual interest rate paid on debt after adjusting for discounts and issuance costs.